2385 Laredo Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2385 Laredo Dr, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,413 sqft · built 2006
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Apr 2013)
Tax Bill$1,382 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN8130-32-03-0070

Property Details

APN / Parcel Number

Primary APN8130-32-03-0070
Alternative APNs
  • 31183032030070
  • 2735546.0
  • 2735546

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,413 sqft Living Area
1st Floor Area1,413 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area188 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2735546.0
Old Parcel Number31183032030070
Street Address2385 LAREDO DR
CityDELTONA
StateFL
Zip32738-2552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 733 DELTONA LAKES UNIT 32 MB 27 PGS 101-118 INC PER OR 4796 PGS 3059-3060 PER OR 5595 PG 4990 PER OR 5900 PG 3613
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA
Legal Tract32
Legal Block733
Legal Lot Number7
Legal Unit32
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group2
Census Block2003
Census Tract91035

Owner

2385 Laredo Dr is owned and occupied by an individual who bought it in April 2013.

Source: Volusia County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2385 LAREDO DR, DELTONA, FL 32738-2552
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 25, 2017Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 2013 · Amount on File
Deed SaleApr 9, 2013 · Amount on File
Prior SaleAug 24, 2006 · Amount on File
Deed Document Number2013-068194
Deed Book / Page6841 / 4817
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2385 LAREDO DR, DELTONA, FL 32738-2552
Transaction TypeMortgage
Record UpdatedFeb 22, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2385 LAREDO DR, DELTONA, FL 32738-2552

Mortgage

Document Number0083610218
DateJan 26, 2023
Book Page8361/218
Instrument2023016551
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2385 LAREDO DR, DELTONA, FL 32738-2552
Document Number0074820576
Book / Page007482 / 000576
Instrument DateNov 25, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2385 LAREDO DR DELTONA FL 327382552, DELTONA, FL 32738-2552

Mortgage

Document Number0074820576
DateDec 11, 2017
Book Page007482/000576
Instrument238756
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 10, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96,925$270,697 Land $56,800 Building $213,897
2024$1,382.00 (+8.05%)
2023$1,279.00 (+2.4%) Homeowner's exemption$91,451 (+3%)$253,015 (+16.73%) Land $56,000 Building $197,015
2022$1,249.00 Homeowner's exemption$88,787$216,756 Land $40,000 Building $176,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2385 Laredo Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2385 Laredo Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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