2385 E 36th Ter, Bellingham, WA 98226 Property Records

Whatcom County property record for 2385 E 36th Ter, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,597 sqft · built 2002
Lot Size18.6 acres (812,830 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jul 2001)
Tax Bill$14,299 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN85722

Property Details

APN / Parcel Number

Primary APN85722
Alternative APNs
  • 380324 338425 0000
  • 69973

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,597 sqft Living Area
1st Floor Area2,817 sqft
2nd Floor Area780 sqft
Basement Area2,817 sqft
Finished Basement2,817 sqft
Interior WallsFinished/Painted
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area812,830 sqft (18.6 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area172 sqft
Deck Area456 sqft
Patio Area384 sqft
BalconyBalcony
Balcony Area100 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number85722
Street Address2385 E 36TH TER
CityBELLINGHAM
StateWA
Zip98226-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionW 1/2 S 1/2 N 1/2 NE-EXC E 67 FT THEREOF-TOG WI ESMT REC AF 1238740
Legal Range03
Legal Township38
Legal Section24
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1007
Census Tract101

Owner

2385 E 36th Ter is owned and occupied by two individuals who bought it in July 2001.

Source: Whatcom County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address2385 E 36TH TER, BELLINGHAM, WA 98226-1730
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
Jul 9, 2019Deed of Trust, Mortgage
LOANPAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2001 · Amount on File
Deed SaleJul 3, 2001 · Amount on File
Prior SaleJun 28, 2001
Deed Document Number2010700254
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2385 E 36TH TER, BELLINGHAM, WA 98226-1730
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2385 E 36TH TER, BELLINGHAM, WA 98226-1730

Mortgage

Document Number0000802565
DateAug 17, 2021
Instrument2021-0802565
Lender
NameUMPQUA BANK
TypeBank
AddressBELLINGHAM, WA 98226
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2385 E 36TH TER, BELLINGHAM, WA 98226-1730
Document Number2190701797
Instrument DateJul 9, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2385 E 36TH TER BELLINGHAM WA 982261730, BELLINGHAM, WA 98226-1730

Mortgage

Document Number2190701797
DateJul 17, 2019
Instrument701797
Lender
NameLOANPAL
AddressROSEVILLE, CA 95661
Agreement
AmountAmount on Record
Term360 Months
DueJul 16, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2385 E 36th Ter was $14,299.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,299.00$1,841,580 Land $635,532 Building $1,206,048$1,841,580 Land $635,532 Building $1,206,048
2022$1,468,894 Land $506,917 Building $961,977$1,468,894 Land $506,917 Building $961,977
2021$10,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2385 E 36th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2385 E 36th Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemY-SQUALICUM WATER ASSN
private · serves 260 people · EPA ID WA5399550
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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