2385 Cold Springs Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 2385 Cold Springs Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1963
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Mar 2023)
Tax Bill	$5,510 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-190-005-000`

Property Details

APN / Parcel Number

Primary APN	`323-190-005-000`
Alternative APNs	`32319005100` `3231900510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1968
Construction Type	Wood
Lot Area	35,284 sqft (0.81 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,296 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2385 COLD SPRINGS RD
City	PLACERVILLE
State	CA
Zip	95667-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	SEC 11 10 10
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3014
Census Tract	31000

Owner

2385 Cold Springs Rd is owned and occupied by two individuals who bought it in March 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2385 COLD SPRINGS RD, PLACERVILLE, CA 95667-3125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 10, 2023	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 26, 2022	Grant Deed, Transfer · Conventional Mortgage GOODLEAP LLC
Jun 2, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Apr 26, 2022 · Amount on File
Deed Document Number	20236872
Prior Transfer Date	Feb 23, 2006
Prior Transfer Doc	0000012777
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2385 COLD SPRINGS RD, PLACERVILLE, CA 95667-3125
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 COLD SPRINGS RD, PLACERVILLE, CA 95667-3125

Mortgage

Document Number	0000077028
Date	Dec 20, 2021
Instrument	2021-0077028

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 10, 2023
Property Address	2385 COLD SPRINGS RD, PLACERVILLE, CA 95667-3125
Document Number	0000006872
Instrument Date	Mar 8, 2023
Instrument	2023-0006872
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2385 COLD SPRINGS RD, PLACERVILLE, CA 95667-3125

Mortgage

Document Number	0000006873
Date	Mar 10, 2023
Instrument	2023-0006873

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000006874
Date	Mar 10, 2023
Instrument	2023-0006874

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	May 6, 2053

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 26, 2022
Property Address	2385 COLD SPRINGS RD, PLACERVILLE, CA 95667-3125
Document Number	0000018876
Instrument Date	Apr 21, 2022
Instrument	2022-0018876
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 COLD SPRINGS RD, PLACERVILLE, CA 95667-3125
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018877
Date	Apr 26, 2022
Instrument	2022-0018877

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2385 COLD SPRINGS RD, PLACERVILLE, CA 95667-3125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025296
Date	Jun 2, 2020
Instrument	2020-0025296

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2385 Cold Springs Rd was $5,510 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,337 (+2%) Land $118,854 Building $424,483
2025	$5,510.00 Homeowner's exemption	$532,684 Land $116,524 Building $416,160
2023	$5,653.00 (+80.03%) Homeowner's exemption	$545,700 Land $137,700 Building $408,000
2022	$3,140.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2385 Cold Springs Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2385 Cold Springs Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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