2385 Carter Rd, Dubuque, IA 52001 Property Records

Dubuque County property record for 2385 Carter Rd, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,385 sqft · built 1995
Lot Size0.293 acres (12,800 sqft)
OwnerIndividual Name on File
Last Sale$222,000 (Feb 2018)
Tax Bill$3,834 (2024)
Deeds & MortgagesSep 2025 Line of Credit
Aug 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-22-131-016

Property Details

APN / Parcel Number

Primary APN10-22-131-016

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft
Basement Area448 sqft
Finished Basement448 sqft

Exterior

Year BuiltBuilt 1995
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Lot Area12,800 sqft (0.293 acres)
Lot Dimensions200 ft deep x 64 ft wide
Pool Area540 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2385 CARTER RD
CityDUBUQUE
StateIA
Zip52001-2909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 1-2 KRETZ ADD
Legal SubdivisionEISENHOWER
Legal Lot Number1,2 2
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3000
Census Tract1101

Owner

Source: Dubuque County records · APN 10-22-131-016

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2385 CARTER RD, DUBUQUE, IA 52001-2909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Aug 24, 2017Deed of Trust, Mortgage · Stand-Alone First Mortgage
DUTRAC COMMUNITY CU
Feb 21, 2018Warranty Deed, Transfer · Conventional Mortgage
COLLINS COMMUNITY CU
Aug 17, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2018 · Amount on Record
Deed SaleFeb 21, 2018 · Amount on Record
Deed Document Number2018-00001865
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2385 CARTER RD, DUBUQUE, IA 52001-2909
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010456
DateSep 30, 2025
Instrument2025-00010456
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Address1000 JACKSON ST, DUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 29, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address2385 CARTER RD, DUBUQUE, IA 52001-2909
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010495
DateAug 24, 2017
Instrument2017-00010495
Lender
NameDUTRAC COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateFeb 21, 2018
Property Address2385 CARTER RD, DUBUQUE, IA 52001-2909
Document Number0000001865
Instrument DateFeb 15, 2018
Instrument2018-00001865
Transaction TypeTransfer
Record UpdatedJul 08, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2385 CARTER RD, 2385, DUBUQUE, IA 52001-2909

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2385 CARTER RD, DUBUQUE, IA 52001-2909

Mortgage

Document Number0000001866
DateFeb 21, 2018
Instrument2018-00001866
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateAug 17, 2017
Property Address2385 CARTER RD, DUBUQUE, IA 52001-2909
Document Number0000010255
Instrument DateAug 15, 2017
Instrument10255
Transaction TypeTransfer
Record UpdatedFeb 19, 2018

Transaction

AmountAmount Recorded
Tax$341.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2385 CARTER RD DUBUQUE IA 520012909, DUBUQUE, IA 52001-2909

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$274,500 (+2.96%) Land $40,000 Building $234,500$274,500 (+2.96%) Land $40,000 Building $234,500
2024$3,834.00 (+3.9%)
2023$266,600 (+24.57%) Land $38,100 Building $228,500$266,600 (+24.57%) Land $38,100 Building $228,500
2022$3,690.00$214,010 Land $34,270 Building $179,740
2021$214,010 Land $34,270 Building $179,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dubuque County (19061C), as of August 9, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hawkeye Topco Holdings
Fiber
1,000 / 1,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Comelec Services.

Based on FCC filings for 485 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA3126052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Carter Rd

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