2385 Burchs Mill Rd, Urbanna, VA 23175 Property Records

Middlesex County property record for 2385 Burchs Mill Rd, Urbanna, VA 23175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,980 sqft · built 2019
Lot Size	5.98 acres (260,489 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,512 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`13 12B`

Property Details

APN / Parcel Number

Primary APN	`13 12B`
Alternative APN	`16886`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	4,280 sqft
1st Floor Area	1,980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	260,489 sqft (5.98 acres)
Garage Area	280 sqft
Deck Area	16 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16886
Street Address	2385 BURCHS MILL RD
City	URBANNA
State	VA
Zip	23175-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PRICES 5.977 ACRES D18-1757 S74-6 D18-1756 S74-6
Legal Subdivision	KOEHLER SD
Jurisdiction	MIDDLESEX VA
Township / Civil Division	JAMAICA
Census Block Group	2
Census Block	2015
Census Tract	950900

Owner

2385 Burchs Mill Rd, a single family home, is owned by two individuals.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1713, SALUDA, VA 23149-1713
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE LLC
Mar 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	2385 BURCHS MILL RD, URBANNA, VA 23175-2470
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000219
Date	Feb 15, 2019
Instrument	190000219

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	2385 BURCHS MILL RD, URBANNA, VA 23175-2470
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000558
Date	Mar 10, 2022
Instrument	220000558

Lender

Name	LAKEVIEW LOAN SERVICING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.13%

Tax Assessment & Valuation

The 2026 property tax bill for 2385 Burchs Mill Rd was $1,512.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,512.00	$248,000 (-) Land $49,900 Building $198,100	$248,000 (-) Land $49,900 Building $198,100
2025	$1,512.00	$248,000 Land $49,900 Building $198,100	$248,000 Land $49,900 Building $198,100
2023	$1,512.00	$248,000 Land $49,900 Building $198,100	$248,000 Land $49,900 Building $198,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2385 Burchs Mill Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2003–2006)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 3 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2385 Burchs Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: All Points Broadband, Breezeline.

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