Santa Rosa County property record for 2385 Bowman Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,939 sqft · built 2003 |
| Lot Size | 0.549 acres (23,914 sqft) |
| Owner | Trust Name on File |
| Last Sale | $290,000 (May 2005) |
| Tax Bill | $1,904 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-17600-0030 |
| Primary APN | 18-2S-26-1920-17600-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| Gross Area | 2,889 sqft |
| 1st Floor Area | 1,939 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 23,914 sqft (0.549 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 296 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2385 BOWMAN CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA LOT 3 BLK 176 AS DES IN OR 2444 PG 709 & IN OR 3383 PG 748 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 176 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10822 |
2385 Bowman Ct is owner-occupied and held in a trust since June 2014.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2385 BOWMAN CT, NAVARRE, FL 32566-8683 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2005 · Amount on File |
| Deed Sale | May 9, 2005 · Amount on File |
| Prior Sale | Mar 10, 2003 · Amount on File |
| Deed Document Number | 200529723 |
| Deed Book / Page | 2444 / 709 |
| Last Transfer Date | Jun 11, 2014 |
| Transfer Doc | 0033830748 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204,658 (+2.9%) | $339,202 (+2.25%) Land $75,000 Building $264,202 | |
| 2024 | $1,904.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $198,890 (+3%) | $331,738 (+3.76%) Land $75,000 Building $256,738 |
| 2023 | $1,851.00 (+0.27%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $193,097 (+3%) | $319,713 (+8.75%) Land $65,000 Building $254,713 |
| 2022 | $1,846.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $187,473 | $293,981 Land $50,000 Building $243,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2385 Bowman Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2385 Bowman Ct is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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