2385 28th St, Moline, IL 61265 Property Records

Rock Island County property record for 2385 28th St, Moline, IL 61265

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1980
Lot Size	0.24 acres (10,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jul 2024)
Tax Bill	$5,400 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-04-405-038`

Property Details

APN / Parcel Number

Primary APN	`17-04-405-038`

Interior

Stories	2 Stories
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	10,613 sqft (0.24 acres)

Location & Zoning

Street Address	2385 28TH ST
City	MOLINE
State	IL
Zip	61265-4256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MOL
Legal Description	LOTS 64 & 65 WEST HIGHLAND
Legal Subdivision	WEST HIGHLAND
Legal Block	405
Legal Lot Number	64-65
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	SOUTH MOLINE
Census Block Group	1
Census Block	1007
Census Tract	21800

Owner

Source: Rock Island County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2385 28TH ST, MOLINE, IL 61265-4256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional with PMI SERVICE PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	20249055
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Nov 17, 2020
Property Address	2385 28TH ST, MOLINE, IL 61265-4256
Document Number	0000018988
Instrument Date	Nov 9, 2020
Instrument	2020-18988
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$238.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2726 18TH AVENUE CT, MOLINE, IL 61265-4165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2386 28TH ST, MOLINE, IL 61265-4255

Mortgage

Document Number	0000018989
Date	Nov 17, 2020
Instrument	2020-18989

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	2385 28TH ST, MOLINE, IL 61265-4256
Document Number	0000016192
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2385 28TH ST MOLINE IL 612654256, MOLINE, IL 61265-4256

Mortgage

Document Number	0000016192
Date	Oct 31, 2019
Instrument	16192

Lender

Name	SERVICE PLUS CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Oct 30, 2024

Interest

Rate	4.6%

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	South Moline Township
Municipality	Moline City
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,400.00 (+21.1%) Homeowner's exemption	$68,595 (+7.72%) Land $15,140 Building $53,455	$205,785 (+7.72%) Land $45,420 Building $160,365
2024		$63,681 (+14.36%) Land $14,054 Building $49,627	$191,043 (+14.36%) Land $42,162 Building $148,881
2022	$4,459.00	$55,683 Land $11,828 Building $43,855	$167,049 Land $35,484 Building $131,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINE serves 44,500 people · EPA ID IL1610450
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Geneseo Communications Services Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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