Talbot County property record for 23849 Grace Creek Rd, Bozman, MD 21612
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,421 sqft · built 1968 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $890,000 (Feb 2004) |
| Tax Bill | $12,140 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-070316 |
| Primary APN | 02-070316 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,421 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 436,471 sqft (10 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 1,522 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 336 sqft |
| Patio Area | 240 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 070316 |
|---|---|
| Street Address | 23849 GRACE CREEK RD |
| City | BOZMAN |
| State | MD |
| Zip | 21612-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | W2 |
| Legal Description | LOT 9 - 10.02 AC QUAKER RD MULBERRY POINT |
| Legal Subdivision | MULBERRY POINT |
| Legal Lot Number | 9 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 2, ST. MICHAELS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960700 |
23849 Grace Creek Rd is owned and occupied by two individuals who bought it in February 2004.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1101 FLAGLER AVE, KEY WEST, FL 33040-4817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2004 · Amount on File |
| Deed Sale | Feb 3, 2004 · Amount on File |
| Prior Sale | Jan 31, 1996 |
| Deed Document Number | 2004159 |
| Deed Book / Page | 1221 / 929 |
| Transfer Doc | 0012210935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 23849 GRACE CREEK RD, BOZMAN, MD 21612-2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0028130103 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 2813/103 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 23849 Grace Creek Rd was $12,140 with a homeowner's exemption, up 27.1% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,140.00 (+27.07%) Homeowner's exemption | $1,310,500 (+4.64%) | $1,426,700 (+13.92%) Land $875,300 Building $551,400 |
| 2025 | $9,554.00 Homeowner's exemption | $1,252,400 Land $787,700 Building $464,700 | $1,252,400 Land $787,700 Building $464,700 |
| 2023 | $8,853.00 Homeowner's exemption | $1,150,467 | $1,252,400 Land $787,700 Building $464,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23849 Grace Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 176 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 176 in force |
| Nearby Flood Claims | 67 (1996–2024) |
| Claims Outside the SFHA | 13 of 67 |
| Most Recent Claim | Feb 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23849 Grace Creek Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Breezeline Cable | 250 / 20 |
4G LTE (outdoors only), no 5G reported
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