23844 Settlers Dr, Macomb, MI 48042 Property Records

Macomb County property record for 23844 Settlers Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,374 sqft · built 1994
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2015)
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-36-127-014`

Property Details

APN / Parcel Number

Primary APN	`20-08-36-127-014`
Alternative APN	`0836127014`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,374 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Architectural Style	Split Level
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	131 ft deep x 70 ft wide
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23844 SETTLERS DR
City	MACOMB
State	MI
Zip	48042-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIDGEPOINTE SUB LOT 59 LIBER: 102 PAGES: 21-26
Legal Subdivision	RIDGEPOINTE SUB
Legal Lot Number	59
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1008
Census Tract	223402

Owner

23844 Settlers Dr is owned and occupied by an individual who bought it in December 2015.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	23844 SETTLERS DR, MACOMB, MI 48042-5923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2015 · Amount on File
Deed Sale	Dec 9, 2015 · Amount on File
Prior Sale	May 2, 1995 · Amount on File
Deed Document Number	20155148494
Deed Book / Page	23764 / 566
Prior Transfer Date	Mar 14, 2003
Prior Transfer Doc	0003288941
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23844 SETTLERS DR, MACOMB, MI 48042-5923
Document Number	0000044164
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23844 SETTLERS DR MACOMB MI 480425923, MACOMB, MI 48042-5923

Mortgage

Document Number	0000044164
Date	Nov 20, 2020
Book Page	027184/000343
Instrument	44164

Lender

Name	MAIN STREET BK
Type	Bank
Address	BINGHAM FARMS, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 23844 Settlers Dr was $4,916 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,000 (+2.97%)	$416,000 (+2.97%)
2025	$4,916.00 Homeowner's exemption	$202,000	$404,000
2023		$180,200	$360,400
2022	$4,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23844 Settlers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23844 Settlers Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20