23840 M 40, Gobles, MI 49055 Property Records

Van Buren County property record for 23840 M 40, Gobles, MI 49055 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,586 sqft · built 1999
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2026)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2016 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`80-05-036-005-40`

Property Details

APN / Parcel Number

Primary APN	`80-05-036-005-40`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	1,548 sqft
1st Floor Area	1,586 sqft
Basement Area	1,548 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	82,764 sqft (1.9 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23840 M 40
City	GOBLES
State	MI
Zip	49055-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	409-A5 36-1-14 604-991 1077-179 1200-998 1500-340 BEG AT SE COR OF SEC, TH W ALG S SEC L 295.55 FT, TH N AT RT ANG 284.5 FT,
Jurisdiction	VAN BUREN MI
Township / Civil Division	BLOOMINGDALE
Census Block Group	3
Census Block	3028
Census Tract	10101

Owner

Source: Van Buren County records · APN 80-05-036-005-40

Assessment roll updated October 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	825 NIAGRA PRESERVATION CIR, KALAMAZOO, MI 49006-6139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 28, 2016	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 05, 2013	Deed of Trust, Mortgage PNC BANK NA
May 04, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Oct 16, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Prior Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	20263474233
Deed Book / Page	1792 / 892
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	23840 M 40, GOBLES, MI 49055-9664
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001699/949
Date	May 07, 2020
Book Page	1699/949

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	23840 M 40, GOBLES, MI 49055-9664
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01637/0959
Date	Jun 28, 2016
Book Page	1637/0959

Lender

Name	PNC BANK NA
Type	Bank
Address	PAW PAW, MI 49079

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	23840 M 40, GOBLES, MI 49055-9664
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01591/0160
Date	Sep 05, 2013
Book Page	1591/0160

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount Recorded
Term	143 Months
Due	Aug 25, 2025

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	May 04, 2026
Property Address	23840 M 40, GOBLES, MI 49055-9664
Document Number	0003474233
Book / Page	1792 / 892
Instrument Date	Apr 30, 2026
Instrument	2026.3474233
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	SUN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$282,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0003474233,
Date	May 04, 2026
Book Page	1792/893
Instrument	2026.3474233

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Oct 16, 2018
Property Address	23840 M 40, GOBLES, MI 49055-9664
Document Number	01675/0104
Book / Page	1675 / 0104
Instrument Date	Oct 09, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23840 M 40, 23840, GOBLES, MI 49055-9664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 GREENVIEW CT NE, PALM BAY, FL 32907-2135

Mortgage

Document Number	0001675105
Date	Oct 16, 2018
Instrument	1675/105

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Van Buren County records · Assessment roll updated October 21, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Bloomingdale Township
Unified School District	Gobles Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,000 (+6.27%)	$332,000 (+6.27%)
2025	$1,014.00 (-71.83%) Homeowner's exemption	$156,200 (+21.37%)	$312,400 (+21.37%)
2024	$3,600.00
2023		$128,700	$257,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Van Buren County (26159C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midwest Energy Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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