Winnebago County property record for 2384 Southgate Dr, Davis, IL 61019
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · built 1996 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Aug 2023) |
| Tax Bill | $6,436 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-151-007 |
| Primary APN | 05-06-151-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2384 SOUTHGATE DR |
|---|---|
| City | DAVIS |
| State | IL |
| Zip | 61019-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BRAMBLE WOOD SEC 9 LOT 2384 |
| Legal Subdivision | CORRECTED FINAL PLAT 2 |
| Legal Lot Number | 2384 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | LAONA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 4100 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 ORLEANS DR, DAVIS, IL 61019-9547 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST NORTHERN CU |
| Aug 23, 2023 | Deed, Transfer · VA Mortgage BLACKHAWK BANK |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST NTHRN CU |
| Dec 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 5, 2017 | Warranty Deed, Transfer · Line of Credit NORSTATES BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Prior Sale | Dec 18, 2017 · Amount on Record |
| Deed Document Number | 202319388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 2384 SOUTHGATE DR, DAVIS, IL 61019-9445 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000054 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2300054 |
| Name | FIRST NORTHERN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 2, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 23, 2023 |
| Property Address | 2384 SOUTHGATE DR, DAVIS, IL 61019-9445 |
| Document Number | 0000019388 |
| Map Reference | BK32 PG262 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2319388 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2384 SOUTHGATE DR, DAVIS, IL 61019-9445 |
| Name | Verified Name |
|---|---|
| Address | 2384 SOUTHGATE DR, DAVIS, IL 61019-9445 |
| Document Number | 0000019389 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2319389 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 2384 SOUTHGATE DR, DAVIS, IL 61019-9445 |
| Document Number | 0001015511 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2384 SOUTHGATE DR DAVIS IL 610199445, DAVIS, IL 61019-9445 |
| Document Number | 0001015511 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 1015511 |
| Name | FIRST NTHRN CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60606 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 18, 2017 |
| Property Address | 2384 SOUTHGATE DR, DAVIS, IL 61019-9445 |
| Document Number | 0001040525 |
| Instrument Date | Dec 16, 2017 |
| Instrument | 1040525 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2384 SOUTHGATE DR DAVIS IL 61019, DAVIS, IL 61019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 5, 2017 |
| Property Address | 2384 SOUTHGATE DR, DAVIS, IL 61019-9445 |
| Document Number | 0001038939 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 1038939 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2384 SOUTHGATE DR DAVIS IL 61019, DAVIS, IL 61019 |
| Document Number | 1038940 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 1038940 |
| Name | NORSTATES BK |
|---|---|
| Type | Bank |
| Address | WAUKEGAN, IL 60085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Laona Township |
| Unified School District | Durand Community Unit School District 322 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,436.00 | $101,223 (+91%) Land $5,054 Building $96,169 | $303,669 (+91%) Land $15,162 Building $288,507 |
| 2022 | Homeowner's exemption | $52,996 Land $3,490 Building $49,506 | $158,988 Land $10,470 Building $148,518 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Spectrum Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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