23831 Wispy Way, Katy, TX 77494 Property Records

Fort Bend County property record for 23831 Wispy Way, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,469 sqft · built 2004
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$5,320 (Jan 2023)
Tax Bill	$8,108 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R276788`

Property Details

APN / Parcel Number

Primary APN	`R276788`
Alternative APN	`6780-05-003-0200-914`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,469 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	1,649 sqft
2nd Floor Area	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	377 sqft
Porch	Open Porch
Porch Area	200 sqft
Patio Area	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	23831 WISPY WAY
City	KATY
State	TX
Zip	77494-0209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN MEADOWS SEC 5, BLOCK 3, LOT 20
Legal Subdivision	SEVEN MEADOWS SEC 5
Legal Block	3
Legal Lot Number	20
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1017
Census Tract	673104

Owner

23831 Wispy Way is owned and occupied by two individuals who bought it in January 2023.

Source: Fort Bend County records, as of September 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	23831 WISPY WAY, KATY, TX 77494-0209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Vendor's Lien, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jul 31, 2020	Warranty Deed, Transfer CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	20237992
Prior Transfer Date	Jul 27, 2020
Prior Transfer Doc	0000097770
Record Updated	Sep 20, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jan 27, 2023
Property Address	23831 WISPY WAY, KATY, TX 77494-0209
Document Number	0000007992
Map Reference	SL 2317/A
Instrument Date	Jan 26, 2023
Instrument	2023007992
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 FAIRPORT LN, HOUSTON, TX 77079-2432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23831 WISPY WAY, KATY, TX 77494-0209

Mortgage

Document Number	0000007993
Date	Jan 27, 2023
Instrument	2023007993

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.75%
Max Rate At Change	12.7%
Index	Other
Margin	4
Max Rate	12.7%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jul 31, 2020
Property Address	23831 WISPY WAY, KATY, TX 77494-0209
Document Number	0000097770
Instrument Date	Jul 31, 2020
Instrument	97770
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23831 WISPY WAY KATY TX 774940209, KATY, TX 77494-0209

Mortgage

Document Number	97768
Date	Jul 31, 2020
Instrument	97768

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 23831 Wispy Way was $8,108, down 19.4% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,108.00 (-19.43%)	$495,695 (+7.76%) Land $78,000 Building $417,695	$495,695 (+7.76%) Land $78,000 Building $417,695
2024	$10,063.00 (+24.19%)	$460,000 (-6.11%) Land $78,000 Building $382,000	$460,000 (-6.11%) Land $78,000 Building $382,000
2023	$8,103.00	$489,913 Land $60,000 Building $429,913	$489,913 Land $60,000 Building $429,913
2018	$5,719.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23831 Wispy Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23831 Wispy Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 34 serves 5,367 people · EPA ID TX0790200
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Hotwire Communications, T-Mobile.

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