23831 Pepper Tree Ln, Colton, CA 92324 Property Records

San Bernardino County property record for 23831 Pepper Tree Ln, Colton, CA 92324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 1968
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Oct 2024)
Tax Bill	$7,869 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0282-322-30-0000`

Property Details

APN / Parcel Number

Primary APN	`0282-322-30-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,830 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio/Porch
Porch Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	23831 PEPPER TREE LN
City	COLTON
State	CA
Zip	92324-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PTN GOV LOT 7 OF SE 1/4 SEC 34 TP 1S R 4W LYING ELY AND SLY OF FLOOD CONTROL RECORDED 5/12/71 BK 7665 PG 315 O R DESC AS COM AT PT S 86 DEG 21 MIN 53 SECONDS E 452 FT FROM SW COR SD LOT TH N 00 DEG 42 MIN 42 SECONDS E 477 FT TH ALG LI RECORDED BK 512
Legal Range	4W
Legal Township	WP
Legal Section	34
Legal Subdivision	SAN BERNARDINO BASE & MERIDIAN
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1012
Census Tract	7105

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23831 PEPPER TREE LN, COLTON, CA 92324-4836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDING 3 INC
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 5, 2018	Deed of Trust, Mortgage · FHA Mortgage GOTMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	Jul 30, 2014 · Amount on Record
Deed Document Number	2024250658
Prior Transfer Date	May 8, 2008
Prior Transfer Doc	0000221861
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	23831 PEPPER TREE LN, COLTON, CA 92324-4836
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TRITON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226238
Date	Jun 2, 2017
Instrument	2017-0226238

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	23831 PEPPER TREE LN, COLTON, CA 92324-4836
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23831 PEPPER TREE LN, COLTON, CA 92324-4836

Mortgage

Document Number	0000085265
Date	Feb 23, 2021
Instrument	2021-0085265

Lender

Name	LENDING 3 INC
Type	Non-Lending Institution
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	23831 PEPPER TREE LN, COLTON, CA 92324-4836
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23831 PEPPER TREE LN, COLTON, CA 92324-4836

Mortgage

Document Number	0000550891
Date	Dec 9, 2021
Instrument	2021-0550891

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	23831 PEPPER TREE LN, COLTON, CA 92324-4836
Document Number	0000409745
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23831 PEPPER TREE LN COLTON CA 923244836, COLTON, CA 92324-4836

Mortgage

Document Number	0000409745
Date	Nov 9, 2018
Instrument	409745

Lender

Name	GOTMORTGAGE.COM
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,380 (+2%) Land $188,700 Building $442,680
2025	$7,869.00 (+96.68%)	$619,000 (+95.56%) Land $185,000 Building $434,000
2023	$4,001.00 (+1.55%) Homeowner's exemption	$316,521 Land $94,725 Building $221,796
2022	$3,940.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	52 units insured incl. 42 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLTON serves 46,525 people · EPA ID CA3610014
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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