2383 Balmoral Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2383 Balmoral Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,630 sqft · built 1994
Lot Size	0.296 acres (12,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Oct 2001)
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`65N-4`

Property Details

APN / Parcel Number

Primary APN	`65N-4`
Alternative APN	`10704`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,630 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,900 sqft (0.296 acres)
Lot Dimensions	129 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Deck Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Heating Fuel	Gas

Location & Zoning

Account Number	10704
Street Address	2383 BALMORAL DR
City	HENDERSON
State	KY
Zip	42420-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	BALMORAL ACRES #2
Legal Lot Number	4
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2005
Census Tract	20603

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2383 BALMORAL DR, HENDERSON, KY 42420-2585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2001 · Amount on Record
Deed Sale	Oct 1, 2001 · Amount on Record
Deed Document Number	0000509130
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Sep 22, 2026
Property Address	2383 BALMORAL DR, HENDERSON, KY 42420-2585
Document Number	0000009884
Book / Page	1515 / 454
Instrument Date	Sep 15, 2026
Instrument	20269884
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2383 BALMORAL DR, HENDERSON, KY 42420-2585

Mortgage

Document Number	0000009884,
Date	Sep 22, 2026
Book Page	1515/454
Instrument	20269884

Lender

Name	STOCK YARDS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2383 BALMORAL DR, HENDERSON, KY 42420-2585
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017011189
Date	Oct 3, 2017
Book Page	MT 1249/310
Instrument	2017011189

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42419

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,927.00 (-0.81%)	$264,000 (-)	$264,000 (-)
2023	$2,951.00 (+10.98%)	$264,000 (+1%)	$264,000 (+1%)
2022	$2,659.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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