Harris County property record for 23822 Sumac Bluff Trl, Katy, TX 77493
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,998 sqft · built 2023 |
| Lot Size | 0.08 acres (3,470 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,100 (Aug 2023) |
| Tax Bill | $10,306 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 144-249-002-0005 |
| Primary APN | 144-249-002-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,470 sqft (0.08 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1442490020005 |
|---|---|
| Street Address | 23822 SUMAC BLUFF TRL |
| City | KATY |
| State | TX |
| Zip | 77493-4377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 2 ELYSON SEC 32 |
| Legal Subdivision | ELYSON SEC 32 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 543005 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23822 SUMAC BLUFF TRL, KATY, TX 77493-4377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Aug 25, 2023 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Deed Document Number | 2023325323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 23822 SUMAC BLUFF TRL, KATY, TX 77493-4377 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 23822 SUMAC BLUFF TRL, KATY, TX 77493-4377 |
| Document Number | 0000413286 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025-413286 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91921 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Sep 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Aug 25, 2023 |
| Property Address | 23822 SUMAC BLUFF TRL, KATY, TX 77493-4377 |
| Document Number | 0000325323 |
| Map Reference | MF 694312 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023-325323 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 480 WILDWOOD FOREST DR # DR803, DR803, THE WOODLANDS, TX 77380-3491 |
| Name | Verified Name |
|---|---|
| Address | 23822 SUMAC BLUFF TRL, KATY, TX 77493-4377 |
| Document Number | 0000325324 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023-325324 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,000 (-) Land $60,725 Building $261,275 | $322,000 (-) Land $60,725 Building $261,275 | |
| 2025 | $10,306.00 (+77.05%) | $322,000 (+683.45%) Land $58,556 Building $263,444 | $322,000 (+683.45%) Land $58,556 Building $263,444 |
| 2024 | $5,821.00 (+733.95%) | ||
| 2023 | $41,100 (+10.54%) Land $41,100 | $41,100 (+10.54%) Land $41,100 | |
| 2022 | $698.00 | $37,180 Land $37,180 | $37,180 Land $37,180 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,201 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,201 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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