23821 Meadow Creek Dr, Loretto, MN 55357 Property Records

Hennepin County property record for 23821 Meadow Creek Dr, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,610 sqft · built 2015
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$84,900 (May 2015)
Tax Bill	$9,321 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-119-23-32-0003`

Property Details

APN / Parcel Number

Primary APN	`06-119-23-32-0003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,610 sqft Living Area
Gross Area	3,536 sqft
1st Floor Area	1,458 sqft
2nd Floor Area	1,152 sqft
Basement Area	1,458 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft
Lot Depth	511 ft Depth
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	744 sqft
Porch	Screened Porch
Porch Area	198 sqft
Deck Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	23821 MEADOW CREEK DR
City	LORETTO
State	MN
Zip	55357-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A MEADOW CREEK ESTATES E130X511X124X546
Legal Range	23
Legal Township	119
Legal Section	06
Legal Quarter	32
Legal Subdivision	MEADOW CREEK ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CORCORAN
Census Block Group	1
Census Block	1007
Census Tract	27102

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23821 MEADOW CREEK DR, LORETTO, MN 55357-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2015 · Amount on Record
Deed Sale	May 1, 2015 · Amount on Record
Deed Document Number	201510187133
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23821 MEADOW CREEK DR, LORETTO, MN 55357-4569
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	AMK TITLE COMPANY, K2 TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11039038
Date	Nov 2, 2021
Instrument	A11039038

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	LINDSTROM, MN 55045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	23821 MEADOW CREEK DR, LORETTO, MN 55357-4569
Document Number	0010771240
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	23821 MEADOW CREEK DR LORETTO MN 553574569, LORETTO, MN 55357-4569

Mortgage

Document Number	0010771240
Date	Apr 2, 2020
Instrument	10771240

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Corcoran City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,321.00 (+9.98%)	$696,200 (+6.62%) Land $124,500 Building $571,700	$696,200 (+6.62%) Land $124,500 Building $571,700
2023	$8,475.00 Homeowner's exemption
2022		$653,000 Land $128,000 Building $525,000	$653,000 Land $128,000 Building $525,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Midco.

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