Lincoln County property record for 2382 Shiny Leaf Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,110 sqft · built 2015 |
| Lot Size | 0.408 acres (17,772 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jul 2017) |
| Tax Bill | $4,523 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-64-0304 |
| Primary APN | 4604-64-0304 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 3,110 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Lot Area | 17,772 sqft (0.408 acres) |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 630 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 263287 |
|---|---|
| Street Address | 2382 SHINY LEAF DR |
| City | DENVER |
| State | NC |
| Zip | 28037-8493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #42 LT FAIRFIELD FOREST |
| Legal Subdivision | FAIRFIELD FOREST |
| Legal Lot Number | 42 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 71203 |
2382 Shiny Leaf Dr is owned and occupied by two individuals who bought it in July 2017.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2382 SHINY LEAF DR, DENVER, NC 28037-8493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust · Line of Credit THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND |
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Sep 28, 2020 | Deed of Trust, Mortgage · VA Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Jul 20, 2017 | Grant Deed, Transfer · VA Mortgage ALLEN TATE MTG PTRS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on File |
| Deed Sale | Jul 20, 2017 · Amount on File |
| Prior Sale | Apr 6, 2015 · Amount on File |
| Deed Document Number | 2017565516 |
| Deed Book / Page | 2679 / 651 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 1, 2026 |
| Property Address | 2382 SHINY LEAF DR, DENVER, NC 28037-8493 |
| Document Number | 0000707626 |
| Book / Page | 3491 / 94 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026707626 |
| Record Updated | Apr 15, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2382 SHINY LEAF DR, DENVER, NC 28037-8493 |
| Document Number | 0000707626, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 3491/94 |
| Instrument | 2026707626 |
| Name | THIRD FEDERAL SAVINGS AND LOANS/CLEVELAND |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 1, 2026 |
| Property Address | 2382 SHINY LEAF DR, DENVER, NC 28037-8493 |
| Document Number | 0000349194 |
| Book / Page | 3491 / 94 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026707626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2382 SHINY LEAF DR, DENVER, NC 28037-8493 |
| Document Number | 0000707626, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 3491/94 |
| Instrument | 2026707626 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2382 SHINY LEAF DR, DENVER, NC 28037-8493 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002956300 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 2956/300 |
| Instrument | 616842 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28262 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 20, 2017 |
| Property Address | 2382 SHINY LEAF DR, DENVER, NC 28037-8493 |
| Document Number | 2679651 |
| Book / Page | 002679 / 000651 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 565516 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2382 SHINY LEAF DR DENVER NC 280378493, DENVER, NC 28037-8493 |
| Document Number | 2679654 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 002679/000654 |
| Instrument | 565517 |
| Name | ALLEN TATE MTG PTRS LLC |
|---|---|
| Address | CHARLOTTE, NC 28262 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2047 |
The 2026 property tax bill for 2382 Shiny Leaf Dr was $4,523, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,523.00 (+0.62%) | $719,870 (-) Land $52,000 Building $667,870 | $719,870 (-) Land $52,000 Building $667,870 |
| 2025 | $4,495.00 | $719,870 Land $52,000 Building $667,870 | $719,870 Land $52,000 Building $667,870 |
| 2023 | $4,460.00 | $719,870 Land $52,000 Building $667,870 | $719,870 Land $52,000 Building $667,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2382 Shiny Leaf Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2382 Shiny Leaf Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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