DeKalb County property record for 2382 Co Rd 27, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1999 |
| Lot Size | 15.6 acres (681,975 sqft) |
| Owner | Individual Name on File |
| Last Sale | $296,900 (Nov 2017) |
| Tax Bill | $2,371 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-31-400-006.000-018 |
| Primary APN | 17-02-31-400-006.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Basement Area | 1,458 sqft |
| Unfinished Basement | 1,458 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 681,975 sqft (15.6 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100231400006 |
|---|---|
| Street Address | 2382 COUNTY ROAD 27 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KIRK ESTATES LOT 1 ACRES 15.656 |
| Legal Subdivision | KIRK ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 20100 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2382 COUNTY ROAD 27, WATERLOO, IN 46793-9373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 8, 2017 | Re-recorded Document · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2017 · Amount on File |
| Deed Sale | Nov 8, 2017 · Amount on File |
| Prior Sale | Oct 17, 2017 · Amount on File |
| Deed Document Number | 20176150 |
| Prior Transfer Date | Oct 13, 2017 |
| Prior Transfer Doc | 201706151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 2382 COUNTY ROAD 27, WATERLOO, IN 46793-9373 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | CENTURION LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 202100960 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 202100960 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Oct 17, 2017 |
| Property Address | 2382 COUNTY ROAD 27, WATERLOO, IN 46793-9373 |
| Document Number | 201705785 |
| Map Reference | MB 9 PG 199 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 201705785 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2382 COUNTY ROAD 27, WATERLOO, IN 46793-9373 |
| Document Number | 201705786 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 201705786 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Nov 8, 2017 |
| Property Address | 2382 COUNTY ROAD 27, WATERLOO, IN 46793-9373 |
| Document Number | 201706150 |
| Map Reference | MB 9 PG 199 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 201706150 |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2382 COUNTY ROAD 27, WATERLOO, IN 46793-9373 |
| Document Number | 201706151 |
|---|---|
| Date | Nov 8, 2017 |
| Instrument | 201706151 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,371.00 (-2.79%) | $379,500 (+2.37%) Land $129,100 Building $250,400 | $379,500 (+2.37%) Land $129,100 Building $250,400 |
| 2024 | $2,439.00 (-6.48%) | $370,700 (+4.98%) Land $124,100 Building $246,600 | $370,700 (+4.98%) Land $124,100 Building $246,600 |
| 2023 | $2,608.00 (+13.79%) | $353,100 (+14.23%) Land $117,100 Building $236,000 | $353,100 (+14.23%) Land $117,100 Building $236,000 |
| 2022 | $2,292.00 | $309,100 Land $101,800 Building $207,300 | $309,100 Land $101,800 Building $207,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Steuben County REMC Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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