23818 E Fork Dr, Chestertown, MD 21620 Property Records

Kent County property record for 23818 E Fork Dr, Chestertown, MD 21620 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,290 sqft · built 1966
Lot Size	5.48 acres (238,709 sqft)
Owner	2 Company Names on File
Last Sale	$525,000 (May 2015)
Tax Bill	$9,118 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`07-003765`

Property Details

APN / Parcel Number

Primary APN	`07-003765`
Alternative APNs	`7003765` `003765`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	2,290 sqft Total Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	238,709 sqft (5.48 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	271 sqft
Deck Area	112 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003765
Street Address	23818 E FORK DR
City	CHESTERTOWN
State	MD
Zip	21620-5257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5.48 AC 23818 EAST FORK DRIVE BENJAMIN HOPKINS SUBDIV
Legal Subdivision	EAST FORK DRIVE BENJAMIN HOPKINS SUB
Legal Lot Number	3
Jurisdiction	KENT MD
Township / Civil Division	7, POMONA
Census Block Group	2
Census Block	2055
Census Tract	950400

Owner

Source: Kent County records · APN 07-003765

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	23818 E FORK DR, CHESTERTOWN, MD 21620-5257
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2015 · Amount on Record
Deed Sale	May 11, 2015 · Amount on Record
Deed Book / Page	828 / 282
Last Transfer Date	Dec 16, 2024
Transfer Doc	0014190091
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	23818 E FORK DR, CHESTERTOWN, MD 21620-5257
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23818 EAST FORK DR, CHESTERTOWN, MD 21620-5257

Mortgage

Document Number	0012680220
Date	Aug 16, 2022
Book Page	1268/220

Lender

Name	THE PEOPLES BANK
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$804,300 (+0.69%)	$815,300 (+2.07%) Land $642,300 Building $173,000
2025	$9,118.00 (+8.96%) Homeowner's exemption	$798,800 (+5.23%) Land $642,300 Building $156,500	$798,800 (-) Land $642,300 Building $156,500
2023	$8,368.00	$759,067	$798,800 Land $642,300 Building $156,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (24029C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240299504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 50 individual NFIP policies nearby
Nearby Flood Policies	80 units insured (30 under condo master policies) 26 of 50 individual policies on primary residences
Nearby Flood Claims	4 (2003–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene
Flood Events	Hurricane Isabel (Sep 2003), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.