23818 Clover Trl, Katy, TX 77494 Property Records

Fort Bend County property record for 23818 Clover Trl, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,286 sqft · built 2003
Lot Size	0.211 acres (9,198 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,215 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R276763`

Property Details

APN / Parcel Number

Primary APN	`R276763`
Alternative APN	`6780-05-002-0070-914`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,286 sqft Living Area
1st Floor Area	2,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,198 sqft (0.211 acres)
Lot Dimensions	146 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	515 sqft
Porch	Open Porch
Porch Area	73 sqft
Patio Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R276763
Street Address	23818 CLOVER TRL
City	KATY
State	TX
Zip	77494-0100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN MEADOWS SEC 5, BLOCK 2, LOT 7
Legal Subdivision	SEVEN MEADOWS SEC 5
Legal Block	2
Legal Lot Number	7
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1013
Census Tract	673104

Owner

23818 Clover Trl is owned and occupied by two individuals who acquired it in February 2004.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23818 CLOVER TRL, KATY, TX 77494-0100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2004
Deed Sale	Feb 26, 2004
Deed Document Number	FBC2004022581
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	23818 CLOVER TRL, KATY, TX 77494-0100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FRONTIER TITLE CO WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050198
Date	May 4, 2020
Instrument	2020050198

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 23818 Clover Trl was $5,215 with a homeowner's exemption, down 28% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (-27.96%) Homeowner's exemption	$437,034 (+1%) Land $81,900 Building $409,834	$491,734 (+3.43%) Land $81,900 Building $409,834
2024	$7,239.00 (+59.55%) Homeowner's exemption	$397,304 (+1%) Land $81,900 Building $393,517	$475,417 (-1.59%) Land $81,900 Building $393,517
2023	$4,537.00 Homeowner's exemption	$361,185 Land $63,000 Building $420,080	$483,080 Land $63,000 Building $420,080
2018	$5,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23818 Clover Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23818 Clover Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 34 serves 5,367 people · EPA ID TX0790200
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Hotwire Communications, T-Mobile.

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