23812 Monroe St, Armada, MI 48005 Property Records

Macomb County property record for 23812 Monroe St, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,888 sqft · built 2000
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Nov 2017)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-02-24-335-002`

Property Details

APN / Parcel Number

Primary APN	`25-02-24-335-002`
Alternative APN	`0224335002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,888 sqft Living Area
1st Floor Area	960 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	127 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23812 MONROE ST
City	ARMADA
State	MI
Zip	48005-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	25-02-24-335-002 LOT 104 OF ARMADA MEADOWS SUB NO 3 VILLAGE OF ARMADA.
Legal Subdivision	OF ARMADA MEADOWS SUB
Legal Lot Number	104
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	2
Census Block	2009
Census Tract	212000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23812 MONROE ST, ARMADA, MI 48005-4819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 18, 2019	Loan Modification, Mortgage · Conventional Mortgage CARRINGTON MTG SVCS
Nov 14, 2017	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Prior Sale	Mar 30, 2001 · Amount on Record
Deed Document Number	20177134551
Deed Book / Page	25056 / 612
Record Updated	Oct 29, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	23812 MONROE ST, ARMADA, MI 48005-4819
Document Number	0000121377
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23812 MONROE ST ARMADA MI 480054819, ARMADA, MI 48005-4819

Mortgage

Document Number	0000121377
Date	Oct 7, 2020
Book Page	027052/000684
Instrument	121377

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Interest

Rate	3.12%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23812 MONROE ST, ARMADA, MI 48005-4819
Document Number	0000090262
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23812 MONROE ST ARMADA MI 480054819, ARMADA, MI 48005-4819

Mortgage

Document Number	0000090262
Date	Aug 13, 2019
Book Page	026129/000942
Instrument	90262

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	23812 MONROE ST, ARMADA, MI 48005-4819
Document Number	0000090263
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23812 MONROE ST ARMADA MI 480054819, ARMADA, MI 48005-4819

Mortgage

Document Number	0000090263
Date	Aug 13, 2019
Book Page	026129/000948
Instrument	90263

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Interest

Rate	4.5%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 14, 2017
Property Address	23812 MONROE ST, ARMADA, MI 48005-4819
Document Number	0000134551
Book / Page	25056 / 612
Map Reference	LB 127 PG 17-22
Instrument Date	Nov 10, 2017
Instrument	7134551
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	BANKERS TITLE SETTLEMENT SER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,917.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23812 MONROE ST, 23812, ARMADA, MI 48005-4819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12955 STAMFORD AVE, WARREN, MI 48089-1330

Mortgage

Document Number	0000134552
Date	Nov 14, 2017
Instrument	7134552

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Armada Village
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,500 (+22.1%)	$337,000 (+22.1%)
2025	$4,168.00 (+16.46%)
2023		$138,000	$276,000
2022	$3,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ARMADA serves 1,794 people · EPA ID MI0000240
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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