San Joaquin County property record for 23811 S Jack Tone Rd, Ripon, CA 95366 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,430 sqft Living Area |
| Lot Size | 65,776 sqft (1.51 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $840,000 (2026) |
| Tax Bill | $7,726.00 (2025) |
| Primary APN | 228-170-340-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,430 sqft Living Area |
| 1st Floor | 1,430 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood Construction |
| Lot Area | 65,776 sqft (1.51 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 484 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Water Source | Well Water Source |
| Old Parcel Number | 228-170-34 |
|---|---|
| Street Address | 23811 S JACK TONE RD |
| City | RIPON |
| State | CA |
| Zip | 95366-9638 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REDRAWN JAN-03-2002 FROM ORIGINAL APN 243-300-15 |
| Legal Block | 4 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 228-170-340-000
Assessment roll updated September 24, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23811 S JACK TONE RD, RIPON, CA 95366-9638 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 12, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOANUNITED.COM LLC |
| Apr 07, 2026 | Grant Deed, Transfer · Conventional Mortgage U S BANK N A |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2026 · Amount on Record |
| Deed Sale | Apr 07, 2026 · Amount on Record |
| Prior Sale | Feb 18, 2003 · Amount on Record |
| Deed Doc Number | 202630650 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 23811 S JACK TONE RD, RIPON, CA 95366-9638 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23811 S JACK TONE RD, RIPON, CA 95366-9638 |
| Document Number | 0000111635 |
|---|---|
| Date | Dec 12, 2024 |
| Instrument | 2024-111635 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 07, 2026 |
| Property Address | 23811 S JACK TONE RD, RIPON, CA 95366-9638 |
| Document Number | 0000030650 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 202630650 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,324.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23811 S JACK TONE RD, RIPON, CA 95366-9638 |
| Document Number | 0000030651, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 202630651 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,726.00 (+9.19%) | $721,816 (+9.45%) Land $267,925 Building $453,891 | |
| 2023 | $7,076.00 (+1.64%) | $659,475 Land $257,522 Building $401,953 | $696,510 |
| 2022 | $6,962.00 |
23811 S Jack Tone Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 35th percentile of exposed land nationally · 21st in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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