23810 Padauk Tree Trl, Katy, TX 77493 Property Records

Harris County property record for 23810 Padauk Tree Trl, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,276 sqft · built 2019
Lot Size	0.16 acres (6,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,654 (Aug 2019)
Tax Bill	$11,426 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-680-002-0001`

Property Details

APN / Parcel Number

Primary APN	`139-680-002-0001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,276 sqft Living Area
1st Floor Area	1,776 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Lot Area	6,982 sqft (0.16 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1396800020001
Street Address	23810 PADAUK TREE TRL
City	KATY
State	TX
Zip	77493-3678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 2 MORTON CREEK RANCH SEC 20
Legal Subdivision	MORTON CREEK RANCH SEC 20
Legal Block	2
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3004
Census Tract	542902

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23810 PADAUK TREE TRL, KATY, TX 77493-3678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE HM LNDG
May 24, 2019	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	2019359219
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23810 PADAUK TREE TRL, KATY, TX 77493-3678
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23810 PADAUK TREE TRL, KATY, TX 77493-3678

Mortgage

Document Number	0000282305
Date	Jul 27, 2023
Instrument	2023-282305

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Sep 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23810 PADAUK TREE TRL, KATY, TX 77493-3678
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23810 PADAUK TREE TRL, KATY, TX 77493-3678

Mortgage

Document Number	2021404605
Date	Jul 19, 2021
Instrument	2021-404605

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	23810 PADAUK TREE TRL, KATY, TX 77493-3678
Document Number	0000359220
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	SOUTHLAND TITLE COMPANY, SOUTH LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23810 PADAUK TREE TRL KATY TX 774933678, KATY, TX 77493-3678

Mortgage

Document Number	0000359220
Date	Aug 15, 2019
Instrument	359220

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Recording Date	May 24, 2019
Property Address	23810 PADAUK TREE TRL, KATY, TX 77493-3678
Instrument Date	May 14, 2019
Instrument	217079
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	SOUTHLAND TITLE COMPANY, SOUTHLAND TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	15915 KATY FWY #405 HOUSTON TX 770941710, 405, HOUSTON, TX 77094-1710
Investor	Possibly a Property Investor

Mortgage

Document Number	0000217079
Date	May 24, 2019
Instrument	217079

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	May 23, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,426.00 (+62.42%) Homeowner's exemption	$429,397 (-5.88%) Land $76,671 Building $352,726	$429,397 (-5.88%) Land $76,671 Building $352,726
2024	$7,035.00 (+16.84%)
2023		$456,232 Land $76,671 Building $379,561	$456,232 Land $76,671 Building $379,561
2020	$6,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	13 (2017–2018)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Jun 2018 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 432 serves 4,782 people · EPA ID TX1013378
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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