2381 Red Cedar Trl, Prosper, TX 75078 Property Records

Collin County property record for 2381 Red Cedar Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,944 sqft · built 2022
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Tax Bill	$16,249 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-12344-0SS-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-12344-0SS-0010-1`
Alternative APN	`2835003`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,944 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	9,583 sqft (0.219 acres)

Location & Zoning

Account Number	2835003
Street Address	2381 RED CEDAR TRL
City	PROSPER
State	TX
Zip	75078-2872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAR TRAIL PHASE SEVEN (CPR), BLK SS, LOT 1
Legal Subdivision	STAR TRAIL PHASE SEVEN (CPR)
Legal Phase	7
Legal Block	SS
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4003
Census Tract	30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2381 RED CEDAR TRL, PROSPER, TX 75078-2872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC
Jul 24, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023
Deed Sale	Jul 24, 2023
Deed Document Number	2023000083338
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2381 RED CEDAR TRL, PROSPER, TX 75078-2872
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2381 RED CEDAR TRL, PROSPER, TX 75078-2872

Mortgage

Document Number	2025000144834
Date	Nov 7, 2025
Instrument	2025000144834

Lender

Name	ENSURE HOME LOANS LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

July 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jul 24, 2023
Property Address	2381 RED CEDAR TRL, PROSPER, TX 75078-2872
Document Number	2023000083338
Map Reference	VOL 2021 PG 182
Instrument Date	Jul 24, 2023
Instrument	2023000083338
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2023
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2381 RED CEDAR TRL, PROSPER, TX 75078-2872

Mortgage

Document Number	2023000083339
Date	Jul 24, 2023
Instrument	2023000083339

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$962,648 (+412.55%) Land $209,000 Building $753,648	$962,648 (+412.55%) Land $209,000 Building $753,648
2024	$16,249.00 (+484.92%)
2023		$187,815 (+47.83%) Land $160,930 Building $26,885	$187,815 (+47.83%) Land $160,930 Building $26,885
2022	$2,778.00	$127,050 Land $127,050	$127,050 Land $127,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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