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2381 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2381 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,530 sqft · built 2014
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Dec 2014)
Tax Bill$2,720 (2025)
Deeds & MortgagesSep 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN161230

Property Details

APN / Parcel Number

Primary APN161230
Alternative APN
  • 112630554500010040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,530 sqft Heated Area
Gross Area2,061 sqft
1st Floor Area1,530 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area91 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number161230
Street Address2381 MISSOURI AVE
CitySAINT CLOUD
StateFL
Zip34769-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionWEISS ESTATES PB 20 PG 188 LOT 4 LESS THE E 10 FT
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionWEISS ESTATES AND MEARS ESTATES
Legal Tract5545
Legal Block1
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2019
Census Tract43303

Owner

2381 Missouri Ave is owned and occupied by an individual who bought it in December 2014.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2381 MISSOURI AVE, SAINT CLOUD, FL 34769-5017
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2014 · Amount on File
Deed SaleDec 18, 2014 · Amount on File
Deed Document Number2014183905
Deed Book / Page4710 / 1438
Record UpdatedJun 8, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address2381 MISSOURI AVE, SAINT CLOUD, FL 34769-5017
Document Number0056062957
Instrument DateSep 13, 2019
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2381 MISSOURI AVE ST CLOUD FL 347695017, ST CLOUD, FL 34769-5017

Mortgage

Document Number0056062957
DateOct 16, 2019
Book Page005606/002957
Instrument133926
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 15, 2049
Interest
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 2381 Missouri Ave was $2,720 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,720.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$199,861$253,400 Land $55,000 Building $198,400
2023$2,547.00 (+3.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$188,572 (+3%)$243,300 (+14.44%) Land $50,000 Building $193,300
2022$2,450.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$183,080$212,600 Land $48,000 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2381 Missouri Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2381 Missouri Ave is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, CenturyLink.

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