2381 Cedar Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 2381 Cedar Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft
Lot Size	0.132 acres (5,791 sqft)
Owner	Individual Name on Record
Last Sale	$54,000 (Aug 1993)
Tax Bill	$754 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-050-001-063`

Property Details

APN / Parcel Number

Primary APN	`10-050-001-063`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Lot Area	5,791 sqft (0.132 acres)
Lot Width	83 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2381 CEDAR DR
City	READING
State	MI
Zip	49274-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOTS 87 & 88 HEMLOCK BEACH SEC 5 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	HEMLOCK BEACH
Legal Lot Number	87,88
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2381 CEDAR DR, READING, MI 49274-9401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 1993 · Amount on Record
Deed Sale	Aug 11, 1993 · Amount on Record
Prior Sale	Aug 3, 1993 · Amount on Record
Last Transfer Date	Jun 1, 2026
Transfer Doc	0000623660
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 5, 2026
Property Address	2381 CEDAR DR, READING, MI 49274-9401
Document Number	0000623659
Book / Page	1923 / 758
Instrument Date	Jun 1, 2026
Instrument	2026623659
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2381 CEDAR DR, READING, MI 49274-9401

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 5, 2026
Property Address	2381 CEDAR DR, READING, MI 49274-9401
Document Number	0000623660
Book / Page	1923 / 760
Instrument Date	Jun 1, 2026
Instrument	2026623660
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2381 CEDAR DR, READING, MI 49274-9401

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 (-52.22%) Homeowner's exemption	$129,300 (+4.87%)	$257,802 (+4.82%) Land $70,839 Building $186,963
2023		$123,300	$245,948 Land $70,839 Building $175,109
2021	$1,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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