23809 South Rd, Mosby (Excelsior Springs), MO 64024 Property Records

Clay County property record for 23809 South Rd, Mosby, MO 64024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,004 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$233,050 (Jul 2023)
Tax Bill	$2,799 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-412-00-01-001.00`

Property Details

APN / Parcel Number

Primary APN	`12-412-00-01-001.00`
Alternative APNs	`1241200010010001` `311814`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	3,860 sqft
1st Floor Area	1,336 sqft
Basement Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	86 ft deep x 484 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	23809 SOUTH RD
City	MOSBY
State	MO
Zip	64024-8461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCRARY ADDITION LT 5
Legal Range	30W
Legal Township	52N
Legal Section	17
Legal Subdivision	MCCRARY ADDITION
Legal Lot Number	5
Jurisdiction	CLAY MO
Township / Civil Division	FISHING RIVER
Census Block Group	1
Census Block	1021
Census Tract	21602

Owner

23809 South Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Clay County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23809 SOUTH RD, MOSBY, MO 64024-8461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC
Nov 26, 2018	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Document Number	202316532
Deed Book / Page	9592 / 47
Prior Transfer Date	Sep 1, 2015
Prior Transfer Doc	0000030683
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jul 11, 2023
Property Address	23809 SOUTH RD, MOSBY, MO 64024-8461
Document Number	0000016532
Book / Page	9592 / 47
Instrument Date	Jul 6, 2023
Instrument	2023016532
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23809 SOUTH RD, MOSBY, MO 64024-8461

Mortgage

Document Number	0000016603
Date	Jul 11, 2023
Instrument	2023016603

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Nov 26, 2018
Property Address	23809 SOUTH RD, MOSBY, MO 64024-8461
Document Number	0000037830
Book / Page	8323 / 145
Instrument Date	Nov 19, 2018
Instrument	2018037830
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	MCCAFFREE SHORT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23809 SOUTH RD, MOSBY, MO 64024-8461

Mortgage

Document Number	0000037831
Date	Nov 26, 2018
Instrument	2018037831

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23809 South Rd was $2,799.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Mosby City
Unified School District	Excelsior Springs 40 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,799.00	$37,910	$199,526
2023	$2,063.00 (+9.33%)	$28,610 (+11.37%)	$150,578
2022	$1,887.00	$25,690
2021			$135,210
2019	$1,816.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23809 South Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23809 South Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOSBY PWS serves 93 people · EPA ID MO1010546
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000

May also be available: Mediacom Xtream, Wisper ISP.

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