23807 865th Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 23807 865th Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Jun 2015)
Tax Bill	$5,002 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11.029.0040`

Property Details

APN / Parcel Number

Primary APN	`11.029.0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	1,052 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23807 865TH AVE
City	ALBERT LEA
State	MN
Zip	56007-7611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-103 RANGE-019 5.00 AC PT NE1/4 NW1/4 COM NE COR NW1/4 TH S 797.62 FT TO POB TH S 510.95 FT TH W 426.26 FT TH N 51
Legal Range	19
Legal Township	103
Legal Section	29
Jurisdiction	FREEBORN MN
Township / Civil Division	MOSCOW
Census Block Group	1
Census Block	1103
Census Tract	180100

Owner

23807 865th Ave is owned and occupied by an individual who bought it in June 2015.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	23807 865TH AVE, ALBERT LEA, MN 56007-7611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Quit Claim Deed, Transfer · Conventional Mortgage COMPEER FINANCIAL FLCA
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPEER FINANCIAL FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2015 · Amount on File
Deed Sale	Jun 26, 2015 · Amount on File
Deed Document Number	2015381551
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREEBORN MN
Recording Date	Mar 28, 2022
Property Address	23807 865TH AVE, ALBERT LEA, MN 56007-7611
Document Number	000A554053
Instrument Date	Mar 22, 2022
Instrument	A554053
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	COMPEER TITLE

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	86484 245TH ST, OAKLAND, MN 56007-7612

Mortgage

Document Number	000A554056
Date	Mar 28, 2022
Instrument	A554056

Lender

Name	COMPEER FINANCIAL FLCA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	23807 865TH AVE, ALBERT LEA, MN 56007-7611
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A543401
Date	Jul 14, 2020
Instrument	A543401

Lender

Name	COMPEER FINANCIAL FLCA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 23807 865th Ave was $5,002.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Moscow Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,002.00	$462,900 Land $77,100 Building $385,800	$462,900 Land $77,100 Building $385,800
2025	$5,002.00
2023	$134.00 Homeowner's exemption	$42,500 Land $42,100 Building $400	$42,500 Land $42,100 Building $400
2020	$6,742.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 23807 865th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23807 865th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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