2380 Fairways Dr, Cherryville, NC 28021 Property Records

Gaston County property record for 2380 Fairways Dr, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,533 sqft · built 1991
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2017)
Tax Bill	$3,994 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (high risk)
APN	`06020 00146`

Property Details

APN / Parcel Number

Primary APN	`06020 00146`
Alternative APNs	`1682471` `131487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,533 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	49,223 sqft (1.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2380 FAIRWAYS DR
City	CHERRYVILLE
State	NC
Zip	28021-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CLUB ESTATES BLK C L 10 06 020 001 46 000
Legal Subdivision	CLUB ESTATES
Legal Block	C
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1015
Census Tract	30601

Owner

2380 Fairways Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2380 FAIRWAYS DR, CHERRYVILLE, NC 28021-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit JOLT CREDIT UNION
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2017 · Amount on File
Deed Sale	Sep 1, 2017 · Amount on File
Prior Sale	Jun 15, 2000 · Amount on File
Deed Book / Page	4932 / 139
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2380 FAIRWAYS DR, CHERRYVILLE, NC 28021-2112
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054310498
Date	Aug 29, 2023
Book Page	5431/498

Lender

Name	JOLT CREDIT UNION
Type	Credit Union
Address	CHERRYVILLE, NC 28021

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2380 FAIRWAYS DR, CHERRYVILLE, NC 28021-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051700217
Date	Nov 2, 2020
Book Page	5170/217

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2380 Fairways Dr was $3,994.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,994.00	$370,180 Land $26,040 Building $344,140
2023	$4,034.00	$370,180 Land $26,040 Building $344,140
2021			$232,070 Land $26,040 Building $206,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2380 Fairways Dr in Zone X, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2380 Fairways Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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