2380 Adams St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2380 Adams St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,592 sqft · built 1987
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$478,000 (Nov 2020)
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-382-047`

Property Details

APN / Parcel Number

Primary APN	`023-382-047`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	2380 ADAMS ST
City	CAMBRIA
State	CA
Zip	93428-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CAM PINES M U 6 BL 129 LT 61 & 62
Legal Subdivision	CAMBRIA PINES MANOR
Legal Block	129
Legal Lot Number	61
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3004
Census Tract	10403

Owner

2380 Adams St is owned by two individuals who bought it in November 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1748 WADE DR, PASO ROBLES, CA 93446-4821
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Nov 9, 2020	Grant Deed, Transfer · Conventional Mortgage THE MORTGAGE HOUSE
Jul 24, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Deed Document Number	202064656
Prior Transfer Date	Feb 13, 2008
Prior Transfer Doc	0000008203
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2380 ADAMS ST, CAMBRIA, CA 93428-5004
Transaction Type	Mortgage
Record Updated	Feb 23, 2024
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2380 ADAMS ST, CAMBRIA, CA 93428-5004

Mortgage

Document Number	0000003246
Date	Feb 7, 2024
Instrument	2024003246

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 9, 2020
Property Address	2380 ADAMS ST, CAMBRIA, CA 93428-5004
Document Number	0000064656
Map Reference	MB 5 PG 15
Instrument Date	Sep 9, 2020
Instrument	2020064656
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	505 E FOOTHILL BLVD APT 8, 8, SAN LUIS OBISPO, CA 93405-1630

Mortgage

Document Number	0000064657
Date	Nov 9, 2020
Instrument	2020064657

Lender

Name	THE MORTGAGE HOUSE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 24, 2018
Property Address	2380 ADAMS ST, CAMBRIA, CA 93428-5004
Document Number	0000030235
Instrument Date	Jun 28, 2018
Instrument	30235
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5308 W AVENUE L6 QUARTZ HILL CA 935364444, QUARTZ HILL, CA 93536-4444

Tax Assessment & Valuation

The 2025 property tax bill for 2380 Adams St was $5,803.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$527,749 (+2%) Land $276,020 Building $251,729
2025	$5,803.00	$517,402 Land $270,608 Building $246,794
2023	$5,573.00 (+1.99%)	$497,311 Land $260,100 Building $237,211
2022	$5,464.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2380 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2380 Adams St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

5G and 4G LTE (outdoors only)

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