238 Wheeler Rd, Cairo, GA 39827 Property Records

Grady County property record for 238 Wheeler Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,044 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$12,000 (Feb 2017)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Apr 2020 Construction Loan Jun 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0049B-017-001`

Property Details

APN / Parcel Number

Primary APN	`0049B-017-001`
Alternative APN	`14249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,044 sqft Heated Area
1st Floor Area	2,044 sqft
Office	1,600 sqft

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	625 sqft
Pool Area	480 sqft
Porch	Open Porch
Pole Barn	1,600 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	14249
Street Address	238 WHEELER RD
City	CAIRO
State	GA
Zip	39827-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 220 & 221
Legal Subdivision	SWEET CREEK
Legal Lot Number	P,O 17
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1007
Census Tract	950401

Owner

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	238 WHEELER RD, CAIRO, GA 39827-4569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Jun 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WRIGHT PATMAN CONGRESSIONAL FEDERAL CRED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	0000813764
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	238 WHEELER RD, CAIRO, GA 39827-4569
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	WHEELER RD

Mortgage

Document Number	0000000865/0000000148
Date	Apr 24, 2020
Book Page	0000000865/0000000148

Lender

Name	RENASANT BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2020

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	238 WHEELER RD, CAIRO, GA 39827-4569
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 WHEELER RD, CAIRO, GA 39827-4569

Mortgage

Document Number	0000000927/0000000555
Date	Jun 6, 2023
Book Page	0000000927/0000000555

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FEDERAL CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,546.00 (-23.59%) Homeowner's exemption	$177,317 (+15.99%) Land $6,043 Building $171,274	$443,293 (+15.99%) Land $15,108 Building $428,185
2024	$4,641.00 (+24.83%) Homeowner's exemption	$152,867 (+24.49%) Land $6,043 Building $146,824	$382,169 (+24.49%) Land $15,108 Building $367,061
2023	$3,718.00 (+49.08%) Homeowner's exemption	$122,791 (+35.11%) Land $2,560 Building $120,231	$306,978 (+35.11%) Land $6,400 Building $300,578
2022	$2,494.00 Homeowner's exemption	$90,880 Land $2,560 Building $88,320	$227,200 Land $6,400 Building $220,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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