FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
3238 WELLFLEET CIRCLE, FOLSOM, CA 95630
Mortgage
Document Number
0000000776
Date
Oct 24, 2025
Instrument
202510240776
Lender
Name
TOMO MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2055
October 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
238 WELLFLEET CIR, FOLSOM, CA 95630-6595
Document Number
2010231647
Instrument Date
Oct 10, 2020
Transaction Type
Mortgage
Record Updated
Nov 10, 2020
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
238 WELLFLEET CIR FOLSOM CA 956306595, FOLSOM, CA 95630-6595
Mortgage
Document Number
2010231647
Date
Oct 23, 2020
Instrument
2010231647
Lender
Name
MUTUAL/OMAHA MTG LLC
Address
3131 CAMINO DEL RIO N # 1100, SAN DIEGO, CA 92108-5712
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Rate
2.73%
October 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
238 WELLFLEET CIR, FOLSOM, CA 95630-6595
Document Number
2010231648
Instrument Date
Oct 10, 2020
Transaction Type
Mortgage
Record Updated
Nov 10, 2020
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
238 WELLFLEET CIR FOLSOM CA 956306595, FOLSOM, CA 95630-6595
Mortgage
Document Number
2010231648
Date
Oct 23, 2020
Instrument
2010231648
Lender
Name
FEDERAL HSNG COMMISSIONER
Address
451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Rate
2.73%
August 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
238 WELLFLEET CIR, FOLSOM, CA 95630-6595
Document Number
1808301010
Instrument Date
Aug 24, 2018
Transaction Type
Mortgage
Record Updated
Sep 17, 2018
Title Company
OTHER
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
238 WELLFLEET CIR FOLSOM CA 956306595, FOLSOM, CA 95630-6595
Mortgage
Document Number
1808301010
Date
Aug 30, 2018
Instrument
1808301010
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Amount
Amount on Record
Term
360 Months
Due
Aug 29, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 238 Wellfleet Cir was $5,479, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Folsom City
Unified School District
Folsom-Cordova Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$850,000 (+71.13%)Land $230,000Building $620,000
2025
$5,479.00 (+2.09%)Homeowner's exemption
$496,712Land $134,286Building $362,426
2024
$5,367.00 (+1.78%)
2023
$5,273.00 (+1.46%)Homeowner's exemption
$477,425Land $129,072Building $348,353
2022
$5,197.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 238 Wellfleet Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
8 in force
Nearby Flood Claims
1 (2012)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Dec 2012 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 238 Wellfleet Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source
Surface water
Last State Inspection
Feb 2025
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
T-Mobile Fixed Wireless
100 / 20
AT&T DSL
100 / 20
May also be available: Cal.net, Succeed.Net, Verizon.