238 W Midland Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 238 W Midland Ave, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	2,480 sqft · built 1922
Lot Size	0.468 acres (20,386 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,401 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`46-04003-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`46-04003-0000-00014`
Alternative APNs	`460400300014` `303700`

Interior

Stories	2 Stories
Building Area	2,480 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	20,386 sqft (0.468 acres)

Location & Zoning

Account Number	303700
Street Address	238 W MIDLAND AVE
City	PARAMUS
State	NJ
Zip	07652-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	0.468 AC.
Legal Block	4003
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	4
Census Block	4001
Census Tract	42400

Owner

Source: Bergen County and Paramus Borough records · APN 46-04003-0000-00014

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	238 W MIDLAND AVE, PARAMUS, NJ 07652-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	238 W MIDLAND AVE, PARAMUS, NJ 07652-1831
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056390817
Date	Nov 07, 2025
Book Page	5639/817
Instrument	2025075432

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$809,100 (+6.38%) Land $438,400 Building $370,700	$809,100 (+6.38%) Land $438,400 Building $370,700
2025	$11,401.00 (+9.38%)	$760,600 (+15.54%) Land $400,200 Building $360,400	$760,600 (+15.54%) Land $400,200 Building $360,400
2024	$10,423.00 (+9.06%)
2023		$658,300 Land $330,700 Building $327,600	$658,300 Land $330,700 Building $327,600
2022	$9,557.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1984–2011)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 404 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.