238 W Cermak Rd, Chicago, IL 60616 Property Records

Cook County property record for 238 W Cermak Rd, Chicago, IL 60616

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,904 sqft · built 2006
Lot Size	0.9 acres (3,934 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Aug 2003)
Tax Bill	$82,694 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-21-420-062`

Property Details

APN / Parcel Number

Primary APN	`17-21-420-062`
Alternative APN	`17-21-420-062-0000`

Interior

Units	16 Units
Building Area	8,904 sqft Gross Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	3,934 sqft (0.9 acres)

Location & Zoning

Street Address	238 W CERMAK RD
City	CHICAGO
State	IL
Zip	60616-2972
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C1-3
Legal Description	(SUBDIVISION) OF LTS2-5 IN BLK45 OF CANAL TRUSTEES NE W SUB OF BLKS IN E FRACL 1/4 SE SEC 21-39-14
Legal Range	14E
Legal Township	39N
Legal Section	21
Legal Subdivision	SUBDIVISION OF LTS2-5 IN BLK45 OF CANA
Legal Block	45
Legal Lot Number	2-5
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1018
Census Tract	841100

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 166097, CHICAGO, IL 60616-6091
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Unknown CATHAY BANK
Aug 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage CATHAY BANK
Feb 14, 2019	Deed of Trust, Mortgage CATHAY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2003 · Amount on Record
Deed Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	200340058
Last Transfer Date	Jan 3, 2011
Transfer Doc	0000048020
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	238 W CERMAK RD, CHICAGO, IL 60616-2972
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023334022
Date	Aug 21, 2023
Instrument	2323334022

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2033

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	238 W CERMAK RD, CHICAGO, IL 60616-2972
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 S WELLS ST 3401, 3401, CHICAGO, IL 60607-4680

Mortgage

Document Number	0021315000
Date	Aug 1, 2023
Instrument	2321315000

Lender

Name	CATHAY BANK
Type	Bank
Address	CHICAGO, IL 60616

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2033

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	238 W CERMAK RD, CHICAGO, IL 60616-2972
Document Number	1905346006
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3363 S WALLACE ST CHICAGO IL 606163521, CHICAGO, IL 60616-3521

Mortgage

Document Number	1905346006
Date	Feb 22, 2019
Instrument	5346006

Lender

Name	CATHAY BK
Type	Bank
Address	CHICAGO, IL 60616

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 21, 2029

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$401,500 (+16.13%) Land $29,505 Building $371,995	$1,606,000 (+16.13%) Land $118,020 Building $1,487,980
2024	$82,694.00 (+11.61%)
2023	$74,094.00 (+2.91%)
2022	$72,001.00	$345,738 Land $49,175 Building $296,563	$1,382,952 Land $196,700 Building $1,186,252

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, Google Fiber, Zentro.

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