Effingham County property record for 238 Veranda Ave, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,563 sqft · built 2017 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $266,000 (Jun 2017) |
| Tax Bill | $3,495 (2025) |
| Deeds & Mortgages | Jul 2016 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436D-054-000 |
| Primary APN | 0436D-054-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,563 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 373 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27943 |
|---|---|
| Street Address | 238 VERANDA AVE |
| City | GUYTON |
| State | GA |
| Zip | 31312-6580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .51 AC LOT 54 (OUT 436-5) |
| Legal Subdivision | RABUN ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
Source: Effingham County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 238 VERANDA AVE, GUYTON, GA 31312-6580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2016 | Deed of Trust, Mortgage STATE BANK & TRUST CO |
| Jun 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on Record |
| Deed Sale | Jun 20, 2017 · Amount on Record |
| Prior Sale | May 13, 2015 · Amount on Record |
| Deed Document Number | 0002413724 |
| Deed Book / Page | 2413 / 724 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 238 VERANDA AVE, GUYTON, GA 31312-6580 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002355/523 |
|---|---|
| Date | Jul 6, 2016 |
| Book Page | 2355/523 |
| Instrument | 005771 |
| Name | STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 1, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 238 VERANDA AVE, GUYTON, GA 31312-6580 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002413/727 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 2413/727 |
| Instrument | 005838 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Effingham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,495.00 (+6.3%) Homeowner's exemption | $156,704 (+6.42%) Land $30,000 Building $126,704 | $391,761 (+6.42%) Land $75,000 Building $316,761 |
| 2024 | $3,288.00 (+3.53%) Homeowner's exemption | $147,246 (+8.18%) Land $30,000 Building $117,246 | $368,116 (+8.18%) Land $75,000 Building $293,116 |
| 2022 | $3,176.00 Homeowner's exemption | $136,116 Land $20,000 Building $116,116 | $340,289 Land $50,000 Building $290,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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