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238 Talbot Dr, Bedford, OH 44146 Property Records

Cuyahoga County property record for 238 Talbot Dr, Bedford, OH 44146 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,404 sqft · built 1956
Lot Size0.231 acres (10,100 sqft)
OwnerOwner Name on File
Last Sale$75,000 (Nov 2014)
Tax Bill$3,866 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN811-31-048

Property Details

APN / Parcel Number

Primary APN811-31-048

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,404 sqft Living Area
1st Floor Area936 sqft
2nd Floor Area468 sqft
Basement Area936 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1964
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,100 sqft (0.231 acres)
Lot Dimensions202 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address238 TALBOT DR
CityBEDFORD
StateOH
Zip44146-2831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description36 NAIMAN 0023 ALL
Legal SubdivisionNAIMAN
Legal Lot Number23
JurisdictionCUYAHOGA OH
Township / Civil DivisionBEDFORD
Census Block Group2
Census Block2002
Census Tract132100

Owner

Source: Cuyahoga County records · APN 811-31-048

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address238 TALBOT DR, BEDFORD, OH 44146-2831
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jul 09, 2019Deed of Trust, Mortgage · FHA Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Last SaleNov 07, 2014 · Amount on Record
Deed SaleNov 07, 2014 · Amount on Record
Prior SaleJun 09, 2009 · Amount on Record
Deed Document Number0011070647
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address238 TALBOT DR, BEDFORD, OH 44146-2831
Transaction TypeMortgage
Record UpdatedFeb 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 TALBOT DR, BEDFORD, OH 44146-2831

Mortgage

Document Number0000001098
DateJan 04, 2022
Instrument202201041098
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 08, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address238 TALBOT DR, BEDFORD, OH 44146-2831
Transaction TypeMortgage
Record UpdatedNov 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000590
DateOct 19, 2021
Instrument202110190590
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueAug 01, 2036

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address238 TALBOT DR, BEDFORD, OH 44146-2831
Document Number0007170134
Instrument DateJul 09, 2019
Transaction TypeMortgage
Record UpdatedAug 06, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 TALBOT DR BEDFORD OH 441462831, BEDFORD, OH 44146-2831

Mortgage

Document Number0007170134
DateJul 17, 2019
Instrument7170134
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2049

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityBedford City
Unified School DistrictBedford City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,866.00 (+9.12%) Homeowner's exemption$49,850 (-) Land $9,630 Building $40,220
2024$3,543.00 (-13.92%) Homeowner's exemption$49,850 (+6.91%) Land $9,630 Building $40,220$142,400 (+6.91%) Land $27,500 Building $114,900
2023$4,116.00 (+13.29%) Homeowner's exemption$46,630 (-) Land $9,070 Building $37,560
2022$3,633.00 Homeowner's exemption$46,630 Land $9,070 Building $37,560
2021$133,200 Land $25,900 Building $107,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351321002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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