238 Surrey Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 238 Surrey Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1987
Lot Size	0.295 acres (12,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,000 (Mar 2021)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A882000127`

Property Details

APN / Parcel Number

Primary APN	`A882000127`
Alternative APN	`2-057A-6180-00-0138.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,410 sqft
Basement Area	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,859 sqft (0.295 acres)
Lot Dimensions	167 ft deep x 77 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A882000127
Street Address	238 SURREY CT
City	O FALLON
State	MO
Zip	63366-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE #2 LOT 138
Legal Subdivision	WESTRIDGE #2
Legal Lot Number	138
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2001
Census Tract	311802

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 SURREY CT, O FALLON, MO 63366-7418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Intrafamily Transfer, Transfer · VA Mortgage DAS ACQUISITION
Jul 10, 2017	Deed of Trust, Mortgage · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	202127796
Prior Transfer Date	Feb 20, 2007
Prior Transfer Doc	0047021166
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 30, 2021
Property Address	238 SURREY CT, O FALLON, MO 63366-7418
Document Number	2021R027796
Map Reference	MB 26 PG 123
Instrument Date	Mar 24, 2021
Instrument	2021R-027796
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 SURREY CT, O FALLON, MO 63366-7418

Mortgage

Document Number	2021R027797
Date	Mar 30, 2021
Instrument	2021R-027797

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	238 SURREY CT, O FALLON, MO 63366-7418
Document Number	0067751205
Book / Page	006775 / 001205
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 SURREY CT O FALLON MO 633667418, O FALLON, MO 63366-7418

Mortgage

Document Number	0067751205
Date	Jul 17, 2017
Book Page	006775/001205
Instrument	436840

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,400 (-)	$281,051 (-) Land $60,000 Building $221,051
2025	$3,436.00 (+6.11%)	$53,400 (+9.35%)	$281,051 (+9.35%) Land $60,000 Building $221,051
2024	$3,238.00
2023		$48,832
2022			$257,012 Land $45,000 Building $212,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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