238 Summit St, Lodi, WI 53555 Property Records

Columbia County property record for 238 Summit St, Lodi, WI 53555

Property Summary

Property Type	Single Family Home
Lot Size	0.164 acres (7,187 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,302 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11246-287.A`

Property Details

APN / Parcel Number

Primary APN	`11246-287.A`
Alternative APN	`2233335`

Exterior

Lot Area	7,187 sqft (0.164 acres)

Location & Zoning

Street Address	238 SUMMIT ST
City	LODI
State	WI
Zip	53555-1249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 5, PALMER'S ADDITION TO LODI NO 2
Legal Range	08E
Legal Township	10N
Legal Section	27
Legal Subdivision	PALMER'S ADDITION TO LODI NO 2
Legal Block	5
Legal Lot Number	1
Jurisdiction	COLUMBIA WI
Township / Civil Division	LODI
Census Block Group	1
Census Block	1048
Census Tract	970800

Owner

Source: Columbia County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	238 SUMMIT ST, LODI, WI 53555-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA WI
Property Address	238 SUMMIT ST, LODI, WI 53555-1249
Document Number	0000927809
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	238 SUMMIT ST LODI WI 535551249, LODI, WI 53555-1249

Mortgage

Document Number	0000927809
Date	Jun 18, 2020
Instrument	927809

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Columbia County
Municipality	Lodi City
Unified School District	Lodi School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,302.00 (-0.78%) Homeowner's exemption	$227,600 (+20.3%) Land $50,000 Building $177,600	$235,576 (+9.27%) Land $51,752 Building $183,824
2023	$3,328.00 Homeowner's exemption	$189,200 Land $28,800 Building $160,400	$215,585 Land $32,816 Building $182,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2008–2019)
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LODI WATERWORKS serves 3,146 people · EPA ID WI1110100
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	18 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Lead public education Dec 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20