Rowan County property record for 238 Stone St, Morehead, KY 40351
| Property Type | Commercial |
|---|---|
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,852 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 080-00 00 036.11 |
| Primary APN | 080-00 00 036.11 |
|---|---|
| Alternative APNs |
|
| Lot Area | 42,689 sqft (0.98 acres) |
|---|
| Account Number | 2770 |
|---|---|
| Street Address | 238 STONE ST |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1747 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLDG & LOT #1=.98A+- STONE STREET |
| Legal Subdivision | STONE STREET |
| Legal Lot Number | 1 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 950301 |
238 Stone St, a commercial property, is owned by a company.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 116 VERDAE CREST DR, GREENVILLE, SC 29607-3961 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000189187 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 238 Stone St was $9,852.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,852.00 | $1,177,136 Land $408,136 Building $769,000 | $1,177,136 Land $408,136 Building $769,000 |
| 2023 | $7,879.00 | $924,780 Land $300,000 Building $624,780 | $924,780 Land $300,000 Building $624,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 238 Stone St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 39 (2002–2018) |
| Claims Outside the SFHA | 1 of 39 |
| Most Recent Claim | Sep 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 238 Stone St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Networx Technologies, T-Mobile.
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