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238 Stephen St, Dickson, TN 37055 Property Records

Dickson County property record for 238 Stephen St, Dickson, TN 37055

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,691 sqft · built 2017
Lot Size0.665 acres (28,980 sqft)
Owner2 Individual Names on Record
Last Sale$289,900 (Mar 2019)
Deeds & MortgagesOct 2025 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN022120H B 06900

Property Details

APN / Parcel Number

Primary APN022120H B 06900
Alternative APN
  • 120H B 06900

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,691 sqft Living Area
1st Floor Area1,199 sqft
Upper Floors Area1,640 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding
Lot Area28,980 sqft (0.665 acres)
Lot Dimensions252 ft deep x 115 ft wide
TerrainRolling
Garage TypeFinished
Garage Area441 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area224 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address238 STEPHEN ST
CityDICKSON
StateTN
Zip37055-3982
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROLLING HILLS SUBD SEC 5 397
Legal SubdivisionROLLING HILLS SUBD SEC 5
Legal Lot Number397
JurisdictionDICKSON TN
Township / Civil Division7
Census Block Group4
Census Block4005
Census Tract60602

Owner

Source: Dickson County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address238 STEPHEN ST, DICKSON, TN 37055-3982
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 6, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 29, 2019Warranty Deed, Transfer · FHA Mortgage
PEOPLES HM EQUITY
Jan 4, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2019 · Amount on Record
Deed SaleMar 29, 2019 · Amount on Record
Prior SaleMay 17, 2007 · Amount on Record
Deed Document Number2019297892
Deed Book / Page1374 / 720
Prior Transfer DateDec 29, 2017
Prior Transfer DocV1320953
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDICKSON TN
Property Address238 STEPHEN ST, DICKSON, TN 37055-3982
Transaction TypeMortgage
Record UpdatedNov 11, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 STEPHEN ST, DICKSON, TN 37055-3982

Mortgage

Document Number0V15992820
DateOct 31, 2025
Book PageV1599/2820
Instrument380409
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Address2160 SUPERIOR AVE, CLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDICKSON TN
Recording DateOct 6, 2020
Property Address238 STEPHEN ST, DICKSON, TN 37055-3982
Document Number00V1465304
Book / PageV1465 / 304
Map ReferenceCAB F SL 389
Instrument DateOct 1, 2020
Instrument318235
Transaction TypeTransfer
Record UpdatedDec 29, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address238 STEPHEN ST, DICKSON, TN 37055-3982

Mortgage

Document Number0000318236
DateOct 6, 2020
Instrument318236
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDICKSON TN
Recording DateMar 29, 2019
Property Address238 STEPHEN ST, DICKSON, TN 37055-3982
Document NumberV1374720
Book / Page001374 / 000720
Instrument DateMar 29, 2019
Instrument297892
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyCHIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,072.63
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address238 STEPHEN ST DICKSON TN 370553982, DICKSON, TN 37055-3982

Mortgage

Document NumberV1374722
DateMar 29, 2019
Book Page001374/000722
Instrument297893
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2049

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDICKSON TN
Recording DateJan 4, 2018
Property Address238 STEPHEN ST, DICKSON, TN 37055-3982
Document Number00V1320953
Book / PageV1320 / 953
Instrument DateDec 29, 2017
Instrument283952
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 CEDAR HILL RD, KINGSTON SPRINGS, TN 37082-9249

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDickson County
MunicipalityDickson City
Unified School DistrictDickson County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$97,025 Land $13,750 Building $83,275
2024$388,100 Land $55,000 Building $333,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER AUTH OF DICKSON COUNTY
serves 68,675 people · EPA ID TN0000191
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Ignite Broadband
Fiber		2,500 / 2,500
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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