238 Smith Rd, Copperhill, TN 37317 Property Records

Polk County property record for 238 Smith Rd, Copperhill, TN 37317

Property Summary

Property Type	Rural Home
Details	1 ba · 1,568 sqft · built 1995
Lot Size	15.1 acres (661,241 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2021)
Tax Bill	$813 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070135 01200`

Property Details

APN / Parcel Number

Primary APN	`070135 01200`
Alternative APN	`135 01200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	661,241 sqft (15.1 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	238 SMITH RD
City	COPPERHILL
State	TN
Zip	37317-4437
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 03, COUNTY AREA: G01
Jurisdiction	POLK TN
Township / Civil Division	3
Census Block Group	3
Census Block	3066
Census Tract	950400

Owner

238 Smith Rd, a rural home, is owned and occupied by an individual who bought it in April 2021.

Source: Polk County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	238 SMITH RD, COPPERHILL, TN 37317-4437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	Feb 27, 2015 · Amount on File
Deed Document Number	21001355
Deed Book / Page	WD330 / 333
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Apr 28, 2021
Property Address	238 SMITH RD, COPPERHILL, TN 37317-4437
Document Number	0WD330/333
Book / Page	WD330 / 333
Instrument Date	Apr 21, 2021
Instrument	21001355
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 SMITH RD, COPPERHILL, TN 37317-4437

Mortgage

Document Number	0TD542/347
Date	Apr 28, 2021
Book Page	TD542/347
Instrument	21001356

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 238 Smith Rd was $813 with an additional exemption.

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 Additional exemption filed	$48,100 (-) Land $4,775 Building $43,325
2024	$813.00 Additional exemption filed	$48,100 (-) Land $4,775 Building $43,325
2023	$813.00 (+11.98%) Additional exemption filed	$48,100 (+87.52%) Land $4,775 Building $43,325	$232,200 (+126.32%) Land $58,900 Building $173,300
2022	$726.00	$25,650 Land $4,475 Building $21,175	$102,600 Land $17,900 Building $84,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 238 Smith Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (2013–2020)
Most Recent Claim	Feb 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Smith Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 92% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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