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238 Smith Creek Rd, Oriental, NC 28571 Property Records

Pamlico County property record for 238 Smith Creek Rd, Oriental, NC 28571 · Last verified March 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,992 sqft · built 2007
Lot Size0.873 acres (38,071 sqft)
OwnerIndividual Name on File
Last Sale$367,500 (Sep 2023)
Tax Bill$1,640 (2023)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNI081-26-5

Property Details

APN / Parcel Number

Primary APNI081-26-5
Alternative APNs
  • 6487565046000
  • 26684

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,992 sqft Finished Area

Exterior

Year BuiltBuilt 2007
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area38,071 sqft (0.873 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area144 sqft
Deck Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number26684
Street Address238 SMITH CREEK RD
CityORIENTAL
StateNC
Zip28571-7206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 SMITH CREEK WOODS PCA 148-1 0015842 6487565046000
Legal SubdivisionSMITH CREEK
Legal Lot Number5
JurisdictionPAMLICO NC
Township / Civil Division2
Census Block Group3
Census Block3011
Census Tract950203

Owner

Source: Pamlico County records · APN I081-26-5

Assessment roll updated January 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5050 OX TRL, PARKER, CO 80134-4516
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2023 · Amount on Record
Deed SaleSep 01, 2023 · Amount on Record
Prior SaleSep 15, 2008
Deed Document Number0000717183
Deed Book / Page717 / 183
Record UpdatedJun 07, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAMLICO NC
Recording DateSep 01, 2023
Property Address238 SMITH CREEK RD, ORIENTAL, NC 28571-7206
Document Number000717/183
Book / Page717 / 183
Map ReferenceCAB A SL 148-1
Instrument DateAug 23, 2023
Transaction TypeTransfer
Record UpdatedSep 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5050 OX TRL, PARKER, CO 80134-4516

Mortgage

Document Number000717/189
DateSep 01, 2023
Book Page717/189
Lender
NameLOW VA RATES LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Tax Assessment & Valuation

Source: Pamlico County records · Assessment roll updated January 1, 2023 · Last verified March 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPamlico County
Unified School DistrictPamlico County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,640.00$250,501 Land $26,919 Building $223,582$250,501 Land $26,919 Building $223,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pamlico County (37137C), updated March 10, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371379502033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 167 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies218 units insured
51 under condo master policies
Nearby Flood Claims130 (1999–2025)
Claims Outside the SFHA50 of 130
Most Recent ClaimOct 2025, river or lake flooding
Claims By Storm
  • Hurricane Florence, Sep 2018 · 74 claims
  • Hurricane Irene, Aug 2011 · 32 claims
  • Hurricane Isabel, Sep 2003 · 17 claims

Wildfire

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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