238 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 238 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,233 sqft · built 1997
Lot Size	1.46 acres (63,977 sqft)
Owner	Trust Name on Record
Last Sale	$774,000 (Oct 2018)
Tax Bill	$8,778 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:131 B:29`

Property Details

APN / Parcel Number

Primary APN	`WEST M:131 B:29`
Alternative APNs	`M:131 B:29 L` `18111651`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,233 sqft Living Area
Gross Area	9,556 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,977 sqft (1.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18111651
Street Address	238 SHORE RD
City	WESTERLY
State	RI
Zip	02891-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3052
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	238 SHORE RD, WESTERLY, RI 02891-3710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 5, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on Record
Deed Sale	Oct 5, 2018 · Amount on Record
Prior Sale	Feb 20, 2002 · Amount on Record
Deed Document Number	20184232
Last Transfer Date	Oct 30, 2023
Transfer Doc	2023-14828
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 30, 2023
Property Address	238 SHORE RD, WESTERLY, RI 02891-3710
Document Number	2023-14828
Book / Page	2023 / 14828
Instrument Date	Oct 30, 2023
Instrument	2023-3687
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 SHORE RD, WESTERLY, RI 02891-3710

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	238 SHORE RD, WESTERLY, RI 02891-3710
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-20341
Date	Aug 10, 2021
Book Page	2021/20341
Instrument	2021-4546

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	238 SHORE RD, WESTERLY, RI 02891-3710
Document Number	2020-5762
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	238 SHORE RD WESTERLY RI 028913710, WESTERLY, RI 02891-3710

Mortgage

Document Number	2020-5762
Date	Nov 20, 2020
Book Page	002020/025762
Instrument	5909

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 5, 2018
Property Address	238 SHORE RD, WESTERLY, RI 02891-3710
Document Number	2018-6960
Book / Page	002018 / 016960
Instrument Date	Sep 15, 2018
Instrument	4232
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 MURPHY DR ROCKY HILL CT 060671865, ROCKY HILL, CT 06067-1865

Mortgage

Document Number	2018-6962
Date	Oct 5, 2018
Book Page	002018/016962
Instrument	4233

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Interest

Rate	3.63%

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,778.00 (-6.79%)	$1,234,600 (+26.12%) Land $336,100 Building $898,500	$1,573,131
2023	$9,417.00 (+0.63%)	$978,900 (-) Land $244,200 Building $734,700
2022	$9,358.00	$978,900 Land $244,200 Building $734,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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