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238 Schepis Ave, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 238 Schepis Ave, Saddle Brook, NJ 07663

Property Summary

Property TypeSingle Family Home
Details2,272 sqft · built 1979
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$940,000 (Jun 2025)
Tax Bill$14,793 (2025)
Deeds & MortgagesNov 2023 Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN57-01712-0000-00006

Property Details

APN / Parcel Number

Primary APN57-01712-0000-00006
Alternative APNs
  • 5700167A00018
  • 570171200006

Interior

Stories1 Story
Building Area2,272 sqft Living Area
1st Floor Area2,272 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number5700167A00018
Street Address238 SCHEPIS AVE
CitySADDLE BROOK
StateNJ
Zip07663-4948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description50X100
Legal SubdivisionPROPERTY/MIDLAND HOMES INC
Legal Block1712
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group3
Census Block3011
Census Tract52100

Owner

Source: Bergen County and Saddle Brook Township records · APN 57-01712-0000-00006

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address238 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 21, 2022Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2025 · Amount on Record
Deed SaleJun 03, 2025 · Amount on Record
Prior SaleDec 21, 2022 · Amount on Record
Deed Document Number202538512
Deed Book / Page5518 / 304
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address238 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948

Mortgage

Document Number0051330141
DateNov 28, 2023
Book Page5133/141
Instrument2023076771
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueAug 01, 2052

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 21, 2022
Property Address238 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948
Document Number0048861994
Book / Page4886 / 1994
Instrument DateJul 21, 2022
Instrument2022116019
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,404.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 BANK ST, PORT WASHINGTON, NY 11050-2701

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 SCHEPIS AVE, SADDLE BROOK, NJ 07663-4948

Mortgage

Document Number2022116020
DateDec 21, 2022
Instrument2022116020
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$703,100 (+12.78%) Land $224,000 Building $479,100$703,100 (+12.78%) Land $224,000 Building $479,100
2025$14,793.00 (+5.7%)$623,400 (+7.41%) Land $220,000 Building $403,400$623,400 (+7.41%) Land $220,000 Building $403,400
2024$13,995.00 (+30.5%)
2023$580,400 Land $207,500 Building $372,900$580,400 Land $207,500 Building $372,900
2022$10,724.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030521003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 805 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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