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238 Ridley Hill Ln, Elgin, SC 29045 Property Records

Richland County property record for 238 Ridley Hill Ln, Elgin, SC 29045

Property Summary

Property TypePlanned Unit Development
OwnerCompany Name on Record
Last Sale$357,521 (May 2024)
Tax Bill$3,143 (2025)
Deeds & MortgagesJun 2026 Mortgage
May 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR31702-03-41

Property Details

APN / Parcel Number

Primary APNR31702-03-41

Interior

FlooringWood

Location & Zoning

Street Address238 RIDLEY HILL LN
CityELGIN
StateSC
Zip29045-8571
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodePD
Legal DescriptionLOT 169 50.6X137.2X47X129.4 SU: ELLINGTON PH. 2 PR: RB2825-(2449-2452)
Legal Lot Number50,169
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2091
Census Tract11407

Owner

Source: Richland County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · VA Mortgage
INDEPENDENT HOME LOANS
May 6, 2024Deed of Trust, Mortgage · VA Mortgage
VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2024 · Amount on Record
Deed SaleMay 6, 2024 · Amount on Record
Deed Document Number202419311
Deed Book / Page2921 / 92
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Recording DateJun 12, 2026
Property Address238 RIDLEY HILL LN, ELGIN, SC 29045-8571
Document Number0000028689
Book / Page3136 / 2958
Instrument DateJun 6, 2026
Instrument202628689
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 RIDLEY HILL LN, ELGIN, SC 29045-8571

Mortgage

Document Number0000028689,
DateJun 12, 2026
Book Page3136/2958
Instrument202628689
Lender
NameINDEPENDENT HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address238 RIDLEY HILL LN, ELGIN, SC 29045-8571
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5814 BLUEBONNETT DR, BOSSIER CITY, LA 71112-4970

Mortgage

Document Number0029210096
DateMay 6, 2024
Book Page2921/96
Instrument2024019312
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Address1201 PEACHTREE ST NE STE 2050, ATLANTA, GA 30361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2025$3,143.00
2023Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 42% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: TRICOLINK.

Cell Coverage

5G (outdoors only) and 4G LTE

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