238 Ridgeway Dr, Lolo, MT 59847 Property Records

Missoula County property record for 238 Ridgeway Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,080 sqft · built 1976
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Mar 2013)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R0458916`

Property Details

APN / Parcel Number

Primary APN	`R0458916`
Alternative APNs	`04-2092-27-3-19-12-0000` `0001278052` `1278052`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	0001278052
Street Address	238 RIDGEWAY DR
City	LOLO
State	MT
Zip	59847-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	WEST VIEW # 1, S27, T12 N, R20 W, BLOCK 10, LOT 12
Legal Subdivision	WEST VIEW # 1
Legal Block	10
Legal Lot Number	12
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	2
Census Block	2013
Census Tract	1502

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 RIDGEWAY DR, LOLO, MT 59847-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 13, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2013 · Amount on Record
Deed Sale	Mar 18, 2013 · Amount on Record
Prior Sale	Apr 9, 2012 · Amount on Record
Deed Document Number	20135235
Deed Book / Page	910 / 1
Prior Transfer Date	Apr 5, 2012
Prior Transfer Doc	0008920260
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	238 RIDGEWAY DR, LOLO, MT 59847-9608
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010660010
Date	Oct 21, 2021
Book Page	1066/10
Instrument	202126880

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MISSOULA MT
Property Address	238 RIDGEWAY DR, LOLO, MT 59847-9608
Document Number	0009930894
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 RIDGEWAY DR LOLO MT 598479608, LOLO, MT 59847-9608

Mortgage

Document Number	0009930894
Date	Mar 7, 2018
Book Page	000993/000894
Instrument	3478

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,700 (-) Land $116,293 Building $312,407	$428,700 (-) Land $116,293 Building $312,407
2025	$3,299.00 (-23.01%)	$428,700 (+11.38%) Land $116,293 Building $312,407	$428,700 (+11.38%) Land $116,293 Building $312,407
2024	$4,285.00 (-1.74%)
2023	$4,361.00	$384,900	$384,900 Land $90,737 Building $294,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocky Mountain Internet, Verizon.

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