238 Ridge Crest Cir, Lima, OH 45801 Property Records

Allen County property record for 238 Ridge Crest Cir, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,722 sqft · built 1993
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2025)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-2812-03-002.000`

Property Details

APN / Parcel Number

Primary APN	`37-2812-03-002.000`
Alternative APN	`H2737281203002000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,722 sqft Living Area
Gross Area	3,418 sqft
1st Floor Area	942 sqft
Upper Floors Area	780 sqft
Basement Area	942 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	346 sqft
Deck Area	114 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	238 RIDGE CREST CIR
City	LIMA
State	OH
Zip	45801-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOD RIDGE VILLAGE LOT 27600 FF 80.00
Legal Subdivision	WOOD RIDGE VILLAGE
Legal Lot Number	27600
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2033
Census Tract	11301

Owner

238 Ridge Crest Cir is owned and occupied by an individual who bought it in May 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	238 RIDGE CREST CIR, LIMA, OH 45801-3814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage STY BAIL BONDS
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Sep 9, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Prior Sale	Sep 9, 2022 · Amount on File
Deed Document Number	20254890
Prior Transfer Date	Jun 20, 2024
Prior Transfer Doc	0000005566
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	238 RIDGE CREST CIR, LIMA, OH 45801-3814
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9180008093
Date	Sep 18, 2023
Book Page	2023/8093
Instrument	202309180008093

Lender

Name	STY BAIL BONDS
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	238 RIDGE CREST CIR, LIMA, OH 45801-3814
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5170005853
Date	May 17, 2022
Book Page	2022/5853
Instrument	202205170005853

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	Apr 1, 2023

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 9, 2022
Property Address	238 RIDGE CREST CIR, LIMA, OH 45801-3814
Document Number	9090010640
Book / Page	2022 / 10640
Map Reference	MB 14 PG 231
Instrument Date	Sep 8, 2022
Instrument	202209090010640
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 RIDGE CREST CIR, LIMA, OH 45801-3814

Tax Assessment & Valuation

The 2025 property tax bill for 238 Ridge Crest Cir was $3,320, down 0.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (-0.51%)	$76,830 (-) Land $10,050 Building $66,780	$219,500 (-) Land $28,700 Building $190,800
2024	$3,337.00 (+17.96%) Homeowner's exemption	$76,830 (+20.99%) Land $10,050 Building $66,780	$219,500 Land $28,700 Building $190,800
2023	$2,829.00 (-1.01%) Homeowner's exemption	$63,500 (-) Land $8,300 Building $55,200
2022	$2,858.00 Homeowner's exemption	$63,500 Land $8,300 Building $55,200
2021			$181,400 Land $23,700 Building $157,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 238 Ridge Crest Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Ridge Crest Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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