St. Louis County property record for 238 Ramsey Ln, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,392 sqft · built 1959 |
| Lot Size | 0.359 acres (15,638 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Apr 2022) |
| Tax Bill | $2,654 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23S-34-0424 |
| Primary APN | 23S-34-0424 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,557 sqft |
| 1st Floor Area | 1,392 sqft |
| Family Room | Family Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 15,638 sqft (0.359 acres) |
| Lot Dimensions | 184 ft deep x 85 ft wide |
| Porch | Stoop |
|---|---|
| Porch Area | 150 sqft |
| Patio Area | 224 sqft |
| Poultry House | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 238 RAMSEY LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4969 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 93R-2 |
| Legal Description | RIES HEIGHTS LOT 71 |
| Legal Subdivision | RIES HEIGHTS |
| Legal Lot Number | 71 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 217923 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 238 RAMSEY LN, BALLWIN, MO 63021-4969 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA |
| Nov 6, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Prior Sale | Nov 6, 2020 · Amount on Record |
| Deed Document Number | 2022339 |
| Prior Transfer Date | Oct 9, 2020 |
| Prior Transfer Doc | 0000000815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 12, 2022 |
| Property Address | 238 RAMSEY LN, BALLWIN, MO 63021-4969 |
| Document Number | 2022041200339 |
| Map Reference | MB 88 PG 13 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022041200339 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | US TITLE, US TITLE CORP & AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 238 RAMSEY LN, 238, BALLWIN, MO 63021-4969 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 238 RAMSEY LN, BALLWIN, MO 63021-4969 |
| Document Number | 2022041200340 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022041200340 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 6, 2020 |
| Property Address | 238 RAMSEY LN, BALLWIN, MO 63021-4969 |
| Document Number | 0244205043 |
| Book / Page | 24420 / 5043 |
| Map Reference | MB 88 PG 13 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 2020110600815 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 238 RAMSEY LN, BALLWIN, MO 63021-4969 |
| Document Number | 2020110600816 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020110600816 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.75% |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,530 (-) Land $23,160 Building $15,370 | $202,800 (-) Land $121,900 Building $80,900 | |
| 2025 | $2,654.00 (-0.9%) | $38,530 (+1.1%) Land $23,160 Building $15,370 | $202,800 (+1.1%) Land $121,900 Building $80,900 |
| 2024 | $2,678.00 (+0.11%) | ||
| 2023 | $2,675.00 (+17.89%) | $38,110 (+25.61%) Land $19,300 Building $18,810 | $200,600 (+25.61%) Land $101,600 Building $99,000 |
| 2022 | $2,269.00 | $30,340 Land $19,300 Building $11,040 | |
| 2021 | $159,700 Land $101,600 Building $58,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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