238 Prospect Rd, Middletown, NY 10941 Property Records

Orange County and Wallkill Town property record for 238 Prospect Rd, Middletown, NY 10941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,440 sqft · built 1992
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,099 (2024)
Deeds & Mortgages	Dec 2020 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`335200 31-1-5.23`

Property Details

APN / Parcel Number

Primary APN	`335200 31-1-5.23`
Alternative APNs	`520003100000010052300000` `31-1-5.23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	1,440 sqft
Upper Floors Area	600 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	82,764 sqft (1.9 acres)
Pool Type	Above-Ground Pool
Pool Area	24 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	31-1-5.23
Street Address	238 PROSPECT RD
City	MIDDLETOWN
State	NY
Zip	10941-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT3 MARTINEZ SUBMP 127-92
Legal Subdivision	MARTINEZ
Legal Block	1
Legal Lot Number	5.230
Jurisdiction	ORANGE NY
Township / Civil Division	WALLKILL
Census Block Group	5
Census Block	5009
Census Tract	11000

Owner

Source: Orange County and Wallkill Town records · APN 335200 31-1-5.23

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	238 PROSPECT RD, MIDDLETOWN, NY 10941-3716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2020	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	238 PROSPECT RD, MIDDLETOWN, NY 10941-3716
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066932
Date	Dec 09, 2020
Book Page	14858/204
Instrument	20200066932

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	238 PROSPECT RD, MIDDLETOWN, NY 10941-3716
Document Number	0000068024
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 08, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 PROSPECT RD MIDDLETOWN NY 109413716, MIDDLETOWN, NY 10941-3716

Mortgage

Document Number	0000068024
Date	Sep 20, 2019
Book Page	014628/000429
Instrument	68024

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: Orange County and Wallkill Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Wallkill Town
Unified School District	Valley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,500 (-) Land $9,100 Building $51,400	$479,400 (+14.91%)
2024	$9,099.00
2023		$60,500 (-) Land $9,100 Building $51,400	$417,200 (+10.46%) Land $62,752 Building $354,448
2022		$60,500 Land $9,100 Building $51,400	$377,700 Land $56,811 Building $320,889

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures