238 Olive Dr, Wintersville (Steubenville), OH 43953 Property Records

Jefferson County property record for 238 Olive Dr, Wintersville, OH 43953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1958
Lot Size	0.353 acres (15,375 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Oct 2023)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00095-000`

Property Details

APN / Parcel Number

Primary APN	`03-00095-000`
Alternative APN	`00095`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Other
Lot Area	15,375 sqft (0.353 acres)
Lot Dimensions	205 ft deep x 75 ft wide
Garage Area	1,280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	238 OLIVE DR
City	STEUBENVILLE
State	OH
Zip	43953-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	39-D BRENTWOOD 75X205 MAP-03-30D0-15400
Legal Subdivision	BRENTWOOD ESTATES SUBDIVISION
Jurisdiction	JEFFERSON OH
Township / Civil Division	CROSS CREEK
Census Block Group	1
Census Block	1010
Census Tract	11700

Owner

238 Olive Dr is owned and occupied by an individual who bought it in October 2023.

Source: Jefferson County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	238 OLIVE DR, STEUBENVILLE, OH 43953-4217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Deed Document Number	2023390682
Deed Book / Page	1524 / 321
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	Oct 31, 2023
Property Address	238 OLIVE DR, WINTERSVILLE, OH 43953-4217
Document Number	00JEFF/682
Book / Page	JEFF / 682
Map Reference	MB 8 PG 17
Instrument Date	Oct 30, 2023
Instrument	390682
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	OHIO VALLEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 OLIVE DR, WINTERSVILLE, OH 43953-4217

Mortgage

Document Number	0000390683
Date	Oct 31, 2023
Instrument	390683

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	001524/336
Date	Oct 31, 2023
Book Page	1524/336
Instrument	390684

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 238 Olive Dr was $1,567 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Cross Creek Township
Unified School District	Indian Creek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00	$36,666 (-) Land $10,080 Building $26,586
2024	$1,567.00 Homeowner's exemption	$36,666 Land $10,080 Building $26,586	$104,760 Land $28,800 Building $75,960
2022	$2,622.00 Homeowner's exemption	$33,576 Land $8,638 Building $24,938
2021			$95,930 Land $24,680 Building $71,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 238 Olive Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1999–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Olive Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO W AND S DISTRICT- A serves 2,635 people · EPA ID OH4100803
Water Source	Purchased groundwater from BRILLIANT WATER AND SEWER
Last State Inspection	Feb 2023
Lead	5 ppb (2026) action level 15 ppb
Copper	1.63 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Smart Way Communications.

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